How Much Can Office Equipment Wholesalers Businesses Get in SBA Loans?
126 SBA loans totaling $42.1M have been approved for office equipment wholesalers businesses (NAICS 421420). The average approved SBA loan is $334K, which is near national avg the $340K national average. 68 active lenders fund this industry with a 12.2% default rate on the matured 2018-2021 loan cohort.
At 12.2%, Office Equipment Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421420 (Office Equipment Wholesalers) received 126 SBA loans worth $42.1M across 5+ states. Average loan $334K, average term 134 months, 12.2% default rate (resolved-loan basis).68 active SBA-approved lenders fund this industry. Most office equipment wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Office Equipment Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Office Equipment Wholesalers?
The most widely used SBA program for office equipment wholesalers businesses — flexible terms, multiple use cases
Where Are Office Equipment Wholesalers SBA Loans Most Common?
Top SBA Lenders for Office Equipment Wholesalers
These banks have funded the most SBA loans for office equipment wholesalers businesses (NAICS 421420). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 8 | $1.4M |
| 2 | Bank of America, National Association(NC) | 8 | $1.2M |
| 3 | Wells Fargo Bank National Association(SD) | 6 | $3.0M |
| 4 | PNC Bank, National Association(DE) | 6 | $2.4M |
| 5 | Zions Bank, A Division of(UT) | 4 | $1.4M |
Office Equipment Wholesalers Industry Context
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How Does SBA Lending Work for Office Equipment Wholesalers Businesses?
Across all SBA loan programs, 126 loans have been approved for businesses classified under NAICS 421420 (Office Equipment Wholesalers), representing $42.1M in total capital deployed. The average approved loan of $334K is near national avg the national SBA average of $340K, with typical repayment terms of 134 months.
SBA lending for office equipment wholesalers has remained relatively stable across recent fiscal years. 68 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
Notably, 23% of SBA loans in this industry use the 504 program — well above the national average — indicating that office equipment wholesalers businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching office equipment wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Office Equipment Wholesalers SBA Loans
What is the average SBA loan size for office equipment wholesalers businesses?
Which SBA loan program is best for a office equipment wholesalers business?
How many lenders fund SBA loans for office equipment wholesalers?
What states have the most SBA lending for office equipment wholesalers?
How does PeerSense help office equipment wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Office Equipment Wholesalers defined by NAICS code 421420. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.