How Much Can Motor Vehicle Supplies and New Parts Wholesalers Businesses Get in SBA Loans?
494 SBA loans totaling $158.2M have been approved for motor vehicle supplies and new parts wholesalers businesses (NAICS 421120). The average approved SBA loan is $320K, which is 6% below avg the $340K national average. 186 active lenders fund this industry with a 13.9% default rate on the matured 2018-2021 loan cohort.
At 13.9%, Motor Vehicle Supplies and New Parts Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421120 (Motor Vehicle Supplies and New Parts Wholesalers) received 494 SBA loans worth $158.2M across 5+ states. Average loan $320K, average term 132 months, 13.9% default rate (resolved-loan basis).186 active SBA-approved lenders fund this industry. Most motor vehicle supplies and new parts wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Motor Vehicle Supplies and New Parts Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Motor Vehicle Supplies and New Parts Wholesalers?
The most widely used SBA program for motor vehicle supplies and new parts wholesalers businesses — flexible terms, multiple use cases
Where Are Motor Vehicle Supplies and New Parts Wholesalers SBA Loans Most Common?
Top SBA Lenders for Motor Vehicle Supplies and New Parts Wholesalers
These banks have funded the most SBA loans for motor vehicle supplies and new parts wholesalers businesses (NAICS 421120). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 38 | $5.5M |
| 2 | Zions Bank, A Division of(UT) | 20 | $6.6M |
| 3 | Wells Fargo Bank National Association(SD) | 20 | $5.9M |
| 4 | Citizens Bank, National Association(RI) | 14 | $745K |
| 5 | PNC Bank, National Association(DE) | 12 | $3.1M |
Motor Vehicle Supplies and New Parts Wholesalers Industry Context
Ready to Fund Your Motor Vehicle Supplies and New Parts Wholesalers Business?
PeerSense places SBA loans for motor vehicle supplies and new parts wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Motor Vehicle Supplies and New Parts Wholesalers Businesses?
Across all SBA loan programs, 494 loans have been approved for businesses classified under NAICS 421120 (Motor Vehicle Supplies and New Parts Wholesalers), representing $158.2M in total capital deployed. The average approved loan of $320K is 6% below avg the national SBA average of $340K, with typical repayment terms of 132 months.
SBA lending for motor vehicle supplies and new parts wholesalers has remained relatively stable across recent fiscal years. 186 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching motor vehicle supplies and new parts wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Motor Vehicle Supplies and New Parts Wholesalers SBA Loans
What is the average SBA loan size for motor vehicle supplies and new parts wholesalers businesses?
Which SBA loan program is best for a motor vehicle supplies and new parts wholesalers business?
How many lenders fund SBA loans for motor vehicle supplies and new parts wholesalers?
What states have the most SBA lending for motor vehicle supplies and new parts wholesalers?
How does PeerSense help motor vehicle supplies and new parts wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Motor Vehicle Supplies and New Parts Wholesalers defined by NAICS code 421120. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.