How Much Can Metal Service Centers and Offices Businesses Get in SBA Loans?
577 SBA loans totaling $186.1M have been approved for metal service centers and offices businesses (NAICS 421510). The average approved SBA loan is $323K, which is 5% below avg the $340K national average. 191 active lenders fund this industry with a 7.7% default rate on the matured 2018-2021 loan cohort.
At 7.7%, Metal Service Centers and Offices sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421510 (Metal Service Centers and Offices) received 577 SBA loans worth $186.1M across 5+ states. Average loan $323K, average term 132 months, 7.7% default rate (resolved-loan basis).191 active SBA-approved lenders fund this industry. Most metal service centers and offices loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Metal Service Centers and Offices Businesses Use Most?
What Is the Best SBA Loan for Metal Service Centers and Offices?
The most widely used SBA program for metal service centers and offices businesses — flexible terms, multiple use cases
Where Are Metal Service Centers and Offices SBA Loans Most Common?
Top SBA Lenders for Metal Service Centers and Offices
These banks have funded the most SBA loans for metal service centers and offices businesses (NAICS 421510). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 34 | $12.9M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 31 | $6.6M |
| 3 | Bank of America, National Association(NC) | 26 | $3.4M |
| 4 | PNC Bank, National Association(DE) | 24 | $7.9M |
| 5 | U.S. Bank, National Association(OH) | 19 | $8.7M |
Metal Service Centers and Offices Industry Context
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How Does SBA Lending Work for Metal Service Centers and Offices Businesses?
Across all SBA loan programs, 577 loans have been approved for businesses classified under NAICS 421510 (Metal Service Centers and Offices), representing $186.1M in total capital deployed. The average approved loan of $323K is 5% below avg the national SBA average of $340K, with typical repayment terms of 132 months.
SBA lending for metal service centers and offices has remained relatively stable across recent fiscal years. 191 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
Notably, 20% of SBA loans in this industry use the 504 program — well above the national average — indicating that metal service centers and offices businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching metal service centers and offices business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Metal Service Centers and Offices SBA Loans
What is the average SBA loan size for metal service centers and offices businesses?
Which SBA loan program is best for a metal service centers and offices business?
How many lenders fund SBA loans for metal service centers and offices?
What states have the most SBA lending for metal service centers and offices?
How does PeerSense help metal service centers and offices businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Metal Service Centers and Offices defined by NAICS code 421510. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.