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NAICS 421450Wholesale Trade

How Much Can Medical, Dental, and Hospital Equipment and Supplies Wholesalers Businesses Get in SBA Loans?

449 SBA loans totaling $102.9M have been approved for medical, dental, and hospital equipment and supplies wholesalers businesses (NAICS 421450). The average approved SBA loan is $229K, which is 33% below avg the $340K national average. 145 active lenders fund this industry with a 15.4% default rate on the matured 2018-2021 loan cohort.

Moderate default risk15.4% vs 15.4% all-industry avg

At 15.4%, Medical, Dental, and Hospital Equipment and Supplies Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 421450 (Medical, Dental, and Hospital Equipment and Supplies Wholesalers) received 449 SBA loans worth $102.9M across 5+ states. Average loan $229K, average term 108 months, 15.4% default rate (resolved-loan basis).145 active SBA-approved lenders fund this industry. Most medical, dental, and hospital equipment and supplies wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).

449
Total SBA Loans
$102.9M
Total Volume
$229K
Avg Loan Size
33% below avg
145
Active Lenders
108 mo
Avg Term
17% below avg
3,312
Jobs Supported

Which SBA Program Do Medical, Dental, and Hospital Equipment and Supplies Wholesalers Businesses Use Most?

SBA 7(a)407 (91%)
SBA 50442 (9%)

What Is the Best SBA Loan for Medical, Dental, and Hospital Equipment and Supplies Wholesalers?

SBA 7(a)

The most widely used SBA program for medical, dental, and hospital equipment and supplies wholesalers businesses — flexible terms, multiple use cases

Industry avg loan: $229K
Typical term: 108 months
145+ lenders active in this industry
Default rate (2018–21 matured cohort): 15.4%

Where Are Medical, Dental, and Hospital Equipment and Supplies Wholesalers SBA Loans Most Common?

#1
CA
86 loans
$26.6M
#2
FL
46 loans
$13.0M
#3
TX
34 loans
$4.4M
#4
NY
31 loans
$5.6M
#5
NC
18 loans
$2.9M

Top SBA Lenders for Medical, Dental, and Hospital Equipment and Supplies Wholesalers

These banks have funded the most SBA loans for medical, dental, and hospital equipment and supplies wholesalers businesses (NAICS 421450). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of Hope(CA)62$2.6M
2Bank of America, National Association(NC)39$3.1M
3BMO Bank National Association(IL)16$4.1M
4JPMorgan Chase Bank, National Association(OH)15$2.0M
5Wells Fargo Bank National Association(SD)15$2.7M

Medical, Dental, and Hospital Equipment and Supplies Wholesalers Industry Context

U.S. Establishments
388,706
U.S. Census Bureau · 2022
SBA Penetration
0.12%
SBA loans per establishment

Ready to Fund Your Medical, Dental, and Hospital Equipment and Supplies Wholesalers Business?

PeerSense places SBA loans for medical, dental, and hospital equipment and supplies wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Medical, Dental, and Hospital Equipment and Supplies Wholesalers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Medical, Dental, and Hospital Equipment and Supplies Wholesalers Businesses?

Across all SBA loan programs, 449 loans have been approved for businesses classified under NAICS 421450 (Medical, Dental, and Hospital Equipment and Supplies Wholesalers), representing $102.9M in total capital deployed. The average approved loan of $229K is 33% below avg the national SBA average of $340K, with typical repayment terms of 108 months.

SBA lending for medical, dental, and hospital equipment and supplies wholesalers has remained relatively stable across recent fiscal years. 145 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching medical, dental, and hospital equipment and supplies wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Medical, Dental, and Hospital Equipment and Supplies Wholesalers SBA Loans

What is the average SBA loan size for medical, dental, and hospital equipment and supplies wholesalers businesses?
Based on 449 approved SBA loans, the average loan size for medical, dental, and hospital equipment and supplies wholesalers (NAICS 421450) is $229K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a medical, dental, and hospital equipment and supplies wholesalers business?
SBA 7(a) is the most commonly used SBA program for medical, dental, and hospital equipment and supplies wholesalers businesses. The most widely used SBA program for medical, dental, and hospital equipment and supplies wholesalers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for medical, dental, and hospital equipment and supplies wholesalers?
145 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the medical, dental, and hospital equipment and supplies wholesalers sector.
What states have the most SBA lending for medical, dental, and hospital equipment and supplies wholesalers?
CA leads with 86 SBA loans and $26.6M in total volume for medical, dental, and hospital equipment and supplies wholesalers businesses. FL, TX, NY also show strong lending activity in this sector.
How does PeerSense help medical, dental, and hospital equipment and supplies wholesalers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the medical, dental, and hospital equipment and supplies wholesalers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Medical, Dental, and Hospital Equipment and Supplies Wholesalers defined by NAICS code 421450. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.