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NAICS 422470Wholesale Trade

How Much Can Meat and Meat Product Wholesalers Businesses Get in SBA Loans?

185 SBA loans totaling $76.7M have been approved for meat and meat product wholesalers businesses (NAICS 422470). The average approved SBA loan is $415K, which is 22% above avg the $340K national average. 84 active lenders fund this industry with a 12.8% default rate on the matured 2018-2021 loan cohort.

Moderate default risk12.8% vs 15.4% all-industry avg

At 12.8%, Meat and Meat Product Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 422470 (Meat and Meat Product Wholesalers) received 185 SBA loans worth $76.7M across 5+ states. Average loan $415K, average term 124 months, 12.8% default rate (resolved-loan basis).84 active SBA-approved lenders fund this industry. Most meat and meat product wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).

185
Total SBA Loans
$76.7M
Total Volume
$415K
Avg Loan Size
22% above avg
84
Active Lenders
124 mo
Avg Term
5% below avg
1,482
Jobs Supported

Which SBA Program Do Meat and Meat Product Wholesalers Businesses Use Most?

SBA 7(a)156 (84%)
SBA 50429 (16%)

What Is the Best SBA Loan for Meat and Meat Product Wholesalers?

SBA 7(a)

The most widely used SBA program for meat and meat product wholesalers businesses — flexible terms, multiple use cases

Industry avg loan: $415K
Typical term: 124 months
84+ lenders active in this industry
Default rate (2018–21 matured cohort): 12.8%

Where Are Meat and Meat Product Wholesalers SBA Loans Most Common?

#1
CA
38 loans
$24.1M
#2
NY
21 loans
$3.5M
#3
TX
16 loans
$7.4M
#4
IL
11 loans
$4.2M
#5
NJ
8 loans
$3.2M

Top SBA Lenders for Meat and Meat Product Wholesalers

These banks have funded the most SBA loans for meat and meat product wholesalers businesses (NAICS 422470). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)19$2.1M
2Bank of Hope(CA)15$9.5M
3Wells Fargo Bank National Association(SD)9$3.8M
4U.S. Bank, National Association(OH)8$6.9M
5The Huntington National Bank(OH)6$3.2M

Meat and Meat Product Wholesalers Industry Context

U.S. Establishments
388,706
U.S. Census Bureau · 2022
SBA Penetration
0.05%
SBA loans per establishment

Ready to Fund Your Meat and Meat Product Wholesalers Business?

PeerSense places SBA loans for meat and meat product wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Meat and Meat Product Wholesalers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Meat and Meat Product Wholesalers Businesses?

Across all SBA loan programs, 185 loans have been approved for businesses classified under NAICS 422470 (Meat and Meat Product Wholesalers), representing $76.7M in total capital deployed. The average approved loan of $415K is 22% above avg the national SBA average of $340K, with typical repayment terms of 124 months.

SBA lending for meat and meat product wholesalers has remained relatively stable across recent fiscal years. 84 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching meat and meat product wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Meat and Meat Product Wholesalers SBA Loans

What is the average SBA loan size for meat and meat product wholesalers businesses?
Based on 185 approved SBA loans, the average loan size for meat and meat product wholesalers (NAICS 422470) is $415K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a meat and meat product wholesalers business?
SBA 7(a) is the most commonly used SBA program for meat and meat product wholesalers businesses. The most widely used SBA program for meat and meat product wholesalers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for meat and meat product wholesalers?
84 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the meat and meat product wholesalers sector.
What states have the most SBA lending for meat and meat product wholesalers?
CA leads with 38 SBA loans and $24.1M in total volume for meat and meat product wholesalers businesses. NY, TX, IL also show strong lending activity in this sector.
How does PeerSense help meat and meat product wholesalers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the meat and meat product wholesalers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Meat and Meat Product Wholesalers defined by NAICS code 422470. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.