How Much Can Masonry Contractors Businesses Get in SBA Loans?
2,773 SBA loans totaling $480.1M have been approved for masonry contractors businesses (NAICS 238140). The average approved SBA loan is $173K, which is 49% below avg the $340K national average. 428 active lenders fund this industry with a 19.2% default rate on the matured 2018-2021 loan cohort.
At 19.2%, Masonry Contractors sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 238140 (Masonry Contractors) received 2,773 SBA loans worth $480.1M across 5+ states. Average loan $173K, average term 98 months, 19.2% default rate (resolved-loan basis).428 active SBA-approved lenders fund this industry. Most masonry contractors loans use the SBA 7(a) program.
Is SBA Lending Growing for Masonry Contractors?
Which SBA Program Do Masonry Contractors Businesses Use Most?
What Is the Best SBA Loan for Masonry Contractors?
The most widely used SBA program for masonry contractors businesses — flexible terms, multiple use cases
Where Are Masonry Contractors SBA Loans Most Common?
Top SBA Lenders for Masonry Contractors
These banks have funded the most SBA loans for masonry contractors businesses (NAICS 238140). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 281 | $19.6M |
| 2 | The Huntington National Bank(OH) | 243 | $30.0M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 210 | $23.4M |
| 4 | TD Bank, National Association(DE) | 170 | $12.5M |
| 5 | Bank of America, National Association(NC) | 131 | $5.6M |
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How Does SBA Lending Work for Masonry Contractors Businesses?
Across all SBA loan programs, 2,773 loans have been approved for businesses classified under NAICS 238140 (Masonry Contractors), representing $480.1M in total capital deployed. The average approved loan of $173K is 49% below avg the national SBA average of $340K, with typical repayment terms of 98 months.
SBA lending for masonry contractors has remained relatively stable across recent fiscal years. 428 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for masonry contractors uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching masonry contractors business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Masonry Contractors SBA Loans
What is the average SBA loan size for masonry contractors businesses?
Which SBA loan program is best for a masonry contractors business?
How many lenders fund SBA loans for masonry contractors?
What states have the most SBA lending for masonry contractors?
How does PeerSense help masonry contractors businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Masonry Contractors defined by NAICS code 238140. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.