How Much Can Masonry Contractors Businesses Get in SBA Loans?
2,773 SBA loans totaling $480.1M have been approved for masonry contractors businesses (NAICS 238140). The average approved SBA loan is $173K, which is 49% below avg the $340K national average. 428 active lenders fund this industry with a 19.2% default rate on the matured 2018-2021 loan cohort.
At 19.2%, Masonry Contractors sits above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), above average default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 238140 (Masonry Contractors) received 2,773 SBA loans worth $480.1M across 5+ states. Average loan $173K, average term 98 months, 19.2% default rate (resolved loan basis).428 active SBA approved lenders fund this industry. Most masonry contractors loans use the SBA 7(a) program.
Is SBA Lending Growing for Masonry Contractors?
Which SBA Program Do Masonry Contractors Businesses Use Most?
What Is the Best SBA Loan for Masonry Contractors?
The most widely used SBA program for masonry contractors businesses: flexible terms, multiple use cases
Where Are Masonry Contractors SBA Loans Most Common?
SBA Lending Activity in Masonry Contractors
428 SBA lenders have funded 2,773 loans to masonry contractors businesses (NAICS 238140). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Talk to PeerSense
PeerSense sources capital for masonry contractors businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Masonry Contractors business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Masonry Contractors Businesses?
Across all SBA loan programs, 2,773 loans have been approved for businesses classified under NAICS 238140 (Masonry Contractors), representing $480.1M in total capital deployed. The average approved loan of $173K is 49% below avg the national SBA average of $340K, with typical repayment terms of 98 months.
SBA lending for masonry contractors has remained relatively stable across recent fiscal years. 428 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for masonry contractors uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
Talk to PeerSense about a masonry contractors file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Masonry Contractors SBA Loans
What is the average SBA loan size for masonry contractors businesses?
Which SBA loan program is best for a masonry contractors business?
How many lenders fund SBA loans for masonry contractors?
What states have the most SBA lending for masonry contractors?
How does PeerSense help masonry contractors businesses get SBA loans?
Related Construction Industries
All Other Specialty Trade Contractors
Plumbing, Heating, and Air-Conditioning Contractors
Residential Remodelers
Electrical Contractors
New Single-Family Housing Construction (except Operative Builders)
Site Preparation Contractors
Data aggregated from SBA loan records (1992 to 2025). Masonry Contractors defined by NAICS code 238140. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.