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NAICS 233310Construction

How Much Can Manufacturing and Industrial Building Construction Businesses Get in SBA Loans?

164 SBA loans totaling $49.3M have been approved for manufacturing and industrial building construction businesses (NAICS 233310). The average approved SBA loan is $301K, which is 12% below avg the $340K national average. 91 active lenders fund this industry with a 14.9% default rate on the matured 2018-2021 loan cohort.

Moderate default risk14.9% vs 15.4% all-industry avg

At 14.9%, Manufacturing and Industrial Building Construction sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 233310 (Manufacturing and Industrial Building Construction) received 164 SBA loans worth $49.3M across 5+ states. Average loan $301K, average term 132 months, 14.9% default rate (resolved-loan basis).91 active SBA-approved lenders fund this industry. Most manufacturing and industrial building construction loans use the SBA 7(a) program. There are approximately 800,651 U.S. establishments in this industry (Census 2022).

164
Total SBA Loans
$49.3M
Total Volume
$301K
Avg Loan Size
12% below avg
91
Active Lenders
132 mo
Avg Term
near national avg
2,099
Jobs Supported

Which SBA Program Do Manufacturing and Industrial Building Construction Businesses Use Most?

SBA 7(a)125 (76%)
SBA 50439 (24%)

What Is the Best SBA Loan for Manufacturing and Industrial Building Construction?

SBA 7(a)

The most widely used SBA program for manufacturing and industrial building construction businesses — flexible terms, multiple use cases

Industry avg loan: $301K
Typical term: 132 months
Historical avg rate: 5.00%
91+ lenders active in this industry
Default rate (2018–21 matured cohort): 14.9%

Where Are Manufacturing and Industrial Building Construction SBA Loans Most Common?

#1
CA
32 loans
$12.4M
#2
NY
13 loans
$5.4M
#3
TX
12 loans
$4.6M
#4
PA
10 loans
$2.3M
#5
MN
10 loans
$3.1M

Top SBA Lenders for Manufacturing and Industrial Building Construction

These banks have funded the most SBA loans for manufacturing and industrial building construction businesses (NAICS 233310). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of Hope(CA)19$131K
2Wells Fargo Bank National Association(SD)8$2.7M
3Citizens Bank, National Association(RI)6$361K
4CDC Small Business Finance Cor(CA)5$2.7M
5Bank of America, National Association(NC)5$329K

Manufacturing and Industrial Building Construction Industry Context

U.S. Establishments
800,651
U.S. Census Bureau · 2022
SBA Penetration
0.02%
SBA loans per establishment

Ready to Fund Your Manufacturing and Industrial Building Construction Business?

PeerSense places SBA loans for manufacturing and industrial building construction businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Manufacturing and Industrial Building Construction business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Manufacturing and Industrial Building Construction Businesses?

Across all SBA loan programs, 164 loans have been approved for businesses classified under NAICS 233310 (Manufacturing and Industrial Building Construction), representing $49.3M in total capital deployed. The average approved loan of $301K is 12% below avg the national SBA average of $340K, with typical repayment terms of 132 months.

SBA lending for manufacturing and industrial building construction has remained relatively stable across recent fiscal years. 91 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

Notably, 24% of SBA loans in this industry use the 504 program — well above the national average — indicating that manufacturing and industrial building construction businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching manufacturing and industrial building construction business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Manufacturing and Industrial Building Construction SBA Loans

What is the average SBA loan size for manufacturing and industrial building construction businesses?
Based on 164 approved SBA loans, the average loan size for manufacturing and industrial building construction (NAICS 233310) is $301K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a manufacturing and industrial building construction business?
SBA 7(a) is the most commonly used SBA program for manufacturing and industrial building construction businesses. The most widely used SBA program for manufacturing and industrial building construction businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for manufacturing and industrial building construction?
91 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the manufacturing and industrial building construction sector.
What states have the most SBA lending for manufacturing and industrial building construction?
CA leads with 32 SBA loans and $12.4M in total volume for manufacturing and industrial building construction businesses. NY, TX, PA also show strong lending activity in this sector.
How does PeerSense help manufacturing and industrial building construction businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the manufacturing and industrial building construction industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Manufacturing and Industrial Building Construction defined by NAICS code 233310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.