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NAICS 233110Construction

How Much Can Land Subdivision and Land Development Businesses Get in SBA Loans?

79 SBA loans totaling $24.7M have been approved for land subdivision and land development businesses (NAICS 233110). The average approved SBA loan is $312K, which is 8% below avg the $340K national average. 42 active lenders fund this industry.

Quick Answer

NAICS 233110 (Land Subdivision and Land Development) received 79 SBA loans worth $24.7M across 5+ states. Average loan $312K, average term 120 months.42 active SBA-approved lenders fund this industry. Most land subdivision and land development loans use the SBA 7(a) program. There are approximately 800,651 U.S. establishments in this industry (Census 2022).

79
Total SBA Loans
$24.7M
Total Volume
$312K
Avg Loan Size
8% below avg
42
Active Lenders
120 mo
Avg Term
8% below avg
339
Jobs Supported

Which SBA Program Do Land Subdivision and Land Development Businesses Use Most?

SBA 7(a)72 (91%)
SBA 5047 (9%)

What Is the Best SBA Loan for Land Subdivision and Land Development?

SBA 7(a)

The most widely used SBA program for land subdivision and land development businesses — flexible terms, multiple use cases

Industry avg loan: $312K
Typical term: 120 months
42+ lenders active in this industry

Where Are Land Subdivision and Land Development SBA Loans Most Common?

#1
CA
16 loans
$6.6M
#2
TX
8 loans
$2.3M
#3
AZ
6 loans
$2.1M
#4
MI
4 loans
$1.3M
#5
NH
3 loans
$267K

Top SBA Lenders for Land Subdivision and Land Development

These banks have funded the most SBA loans for land subdivision and land development businesses (NAICS 233110). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)7$585K
2Citizens Bank, National Association(RI)7$376K
3Bank of America, National Association(NC)7$1.2M
4Bank of the Sierra(CA)4$1.1M
5U.S. Bank, National Association(OH)4$1.1M

Land Subdivision and Land Development Industry Context

U.S. Establishments
800,651
U.S. Census Bureau · 2022
SBA Penetration
0.01%
SBA loans per establishment

Ready to Fund Your Land Subdivision and Land Development Business?

PeerSense places SBA loans for land subdivision and land development businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Land Subdivision and Land Development business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Land Subdivision and Land Development Businesses?

Across all SBA loan programs, 79 loans have been approved for businesses classified under NAICS 233110 (Land Subdivision and Land Development), representing $24.7M in total capital deployed. The average approved loan of $312K is 8% below avg the national SBA average of $340K, with typical repayment terms of 120 months.

SBA lending for land subdivision and land development has remained relatively stable across recent fiscal years. 42 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching land subdivision and land development business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Land Subdivision and Land Development SBA Loans

What is the average SBA loan size for land subdivision and land development businesses?
Based on 79 approved SBA loans, the average loan size for land subdivision and land development (NAICS 233110) is $312K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a land subdivision and land development business?
SBA 7(a) is the most commonly used SBA program for land subdivision and land development businesses. The most widely used SBA program for land subdivision and land development businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for land subdivision and land development?
42 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the land subdivision and land development sector.
What states have the most SBA lending for land subdivision and land development?
CA leads with 16 SBA loans and $6.6M in total volume for land subdivision and land development businesses. TX, AZ, MI also show strong lending activity in this sector.
How does PeerSense help land subdivision and land development businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the land subdivision and land development industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Land Subdivision and Land Development defined by NAICS code 233110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.