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NAICS 523110Finance & Insurance

How Much Can Investment Banking and Securities Dealing Businesses Get in SBA Loans?

132 SBA loans totaling $44.5M have been approved for investment banking and securities dealing businesses (NAICS 523110). The average approved SBA loan is $337K, which is near national avg the $340K national average. 64 active lenders fund this industry with a 20.6% default rate on the matured 2018-2021 loan cohort.

Elevated default risk20.6% vs 15.4% all-industry avg

At 20.6%, Investment Banking and Securities Dealing sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 523110 (Investment Banking and Securities Dealing) received 132 SBA loans worth $44.5M across 5+ states. Average loan $337K, average term 115 months, 20.6% default rate (resolved-loan basis).64 active SBA-approved lenders fund this industry. Most investment banking and securities dealing loans use the SBA 7(a) program. There are approximately 4,035 U.S. establishments in this industry (Census 2022).

132
Total SBA Loans
$44.5M
Total Volume
$337K
Avg Loan Size
near national avg
64
Active Lenders
115 mo
Avg Term
12% below avg
884
Jobs Supported

Is SBA Lending Growing for Investment Banking and Securities Dealing?-86% decline

6
7
3
4
8
7
1
1
16
17
18
19
20
21
22
23
$6.1M
$7.0M
$1.1M
$1.5M
$9.1M
$4.6M
$1.4M
$500K

Which SBA Program Do Investment Banking and Securities Dealing Businesses Use Most?

SBA 7(a)118 (89%)
SBA 50414 (11%)

What Is the Best SBA Loan for Investment Banking and Securities Dealing?

SBA 7(a)

The most widely used SBA program for investment banking and securities dealing businesses — flexible terms, multiple use cases

Industry avg loan: $337K
Typical term: 115 months
Historical avg rate: 6.22%
64+ lenders active in this industry
Default rate (2018–21 matured cohort): 20.6%

Where Are Investment Banking and Securities Dealing SBA Loans Most Common?

#1
CA
14 loans
$10.9M
#2
TX
14 loans
$1.4M
#3
OH
11 loans
$2.1M
#4
NY
11 loans
$3.0M
#5
MN
8 loans
$772K

Top SBA Lenders for Investment Banking and Securities Dealing

These banks have funded the most SBA loans for investment banking and securities dealing businesses (NAICS 523110). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of Hope(CA)22$265K
2Live Oak Banking Company(NC)14$19.1M
3The Huntington National Bank(OH)7$1.0M
4Wells Fargo Bank National Association(SD)6$315K
5PNC Bank, National Association(DE)4$111K

Investment Banking and Securities Dealing Industry Context

U.S. Establishments
4,035
U.S. Census Bureau · 2022
SBA Penetration
3.27%
SBA loans per establishment

Ready to Fund Your Investment Banking and Securities Dealing Business?

PeerSense places SBA loans for investment banking and securities dealing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Investment Banking and Securities Dealing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Investment Banking and Securities Dealing Businesses?

Across all SBA loan programs, 132 loans have been approved for businesses classified under NAICS 523110 (Investment Banking and Securities Dealing), representing $44.5M in total capital deployed. The average approved loan of $337K is near national avg the national SBA average of $340K, with typical repayment terms of 115 months.

SBA lending for investment banking and securities dealing has contracted approximately 86% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 64 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching investment banking and securities dealing business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Investment Banking and Securities Dealing SBA Loans

What is the average SBA loan size for investment banking and securities dealing businesses?
Based on 132 approved SBA loans, the average loan size for investment banking and securities dealing (NAICS 523110) is $337K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a investment banking and securities dealing business?
SBA 7(a) is the most commonly used SBA program for investment banking and securities dealing businesses. The most widely used SBA program for investment banking and securities dealing businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for investment banking and securities dealing?
64 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the investment banking and securities dealing sector.
What states have the most SBA lending for investment banking and securities dealing?
CA leads with 14 SBA loans and $10.9M in total volume for investment banking and securities dealing businesses. TX, OH, NY also show strong lending activity in this sector.
How does PeerSense help investment banking and securities dealing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the investment banking and securities dealing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Investment Banking and Securities Dealing defined by NAICS code 523110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.