How Much Can Investigation Services Businesses Get in SBA Loans?
710 SBA loans totaling $124.3M have been approved for investigation services businesses (NAICS 561611). The average approved SBA loan is $175K, which is 49% below avg the $340K national average. 156 active lenders fund this industry with a 16.6% default rate on the matured 2018-2021 loan cohort.
At 16.6%, Investigation Services sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 561611 (Investigation Services) received 710 SBA loans worth $124.3M across 5+ states. Average loan $175K, average term 103 months, 16.6% default rate (resolved-loan basis).156 active SBA-approved lenders fund this industry. Most investigation services loans use the SBA 7(a) program. There are approximately 4,085 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Investigation Services?+50% growth
Which SBA Program Do Investigation Services Businesses Use Most?
What Is the Best SBA Loan for Investigation Services?
The most widely used SBA program for investigation services businesses — flexible terms, multiple use cases
Where Are Investigation Services SBA Loans Most Common?
Top SBA Lenders for Investigation Services
These banks have funded the most SBA loans for investigation services businesses (NAICS 561611). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 71 | $3.0M |
| 2 | Wells Fargo Bank National Association(SD) | 64 | $8.4M |
| 3 | Citizens Bank, National Association(RI) | 49 | $1.2M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 46 | $4.7M |
| 5 | U.S. Bank, National Association(OH) | 32 | $6.7M |
Investigation Services Industry Context
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How Does SBA Lending Work for Investigation Services Businesses?
Across all SBA loan programs, 710 loans have been approved for businesses classified under NAICS 561611 (Investigation Services), representing $124.3M in total capital deployed. The average approved loan of $175K is 49% below avg the national SBA average of $340K, with typical repayment terms of 103 months.
SBA lending for investigation services is accelerating — loan volume has grown approximately 50% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for investigation services uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching investigation services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Investigation Services SBA Loans
What is the average SBA loan size for investigation services businesses?
Which SBA loan program is best for a investigation services business?
How many lenders fund SBA loans for investigation services?
What states have the most SBA lending for investigation services?
How does PeerSense help investigation services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Investigation Services defined by NAICS code 561611. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.