How Much Can Industrial Supplies Wholesalers Businesses Get in SBA Loans?
286 SBA loans totaling $92.4M have been approved for industrial supplies wholesalers businesses (NAICS 421840). The average approved SBA loan is $323K, which is 5% below avg the $340K national average. 123 active lenders fund this industry with a 8.5% default rate on the matured 2018-2021 loan cohort.
At 8.5%, Industrial Supplies Wholesalers sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421840 (Industrial Supplies Wholesalers) received 286 SBA loans worth $92.4M across 5+ states. Average loan $323K, average term 116 months, 8.5% default rate (resolved-loan basis).123 active SBA-approved lenders fund this industry. Most industrial supplies wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Industrial Supplies Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Industrial Supplies Wholesalers?
The most widely used SBA program for industrial supplies wholesalers businesses — flexible terms, multiple use cases
Where Are Industrial Supplies Wholesalers SBA Loans Most Common?
Top SBA Lenders for Industrial Supplies Wholesalers
These banks have funded the most SBA loans for industrial supplies wholesalers businesses (NAICS 421840). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 23 | $7.6M |
| 2 | Bank of America, National Association(NC) | 18 | $1.8M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 15 | $2.0M |
| 4 | PNC Bank, National Association(DE) | 12 | $6.5M |
| 5 | Readycap Lending, LLC(NJ) | 8 | $5.1M |
Industrial Supplies Wholesalers Industry Context
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How Does SBA Lending Work for Industrial Supplies Wholesalers Businesses?
Across all SBA loan programs, 286 loans have been approved for businesses classified under NAICS 421840 (Industrial Supplies Wholesalers), representing $92.4M in total capital deployed. The average approved loan of $323K is 5% below avg the national SBA average of $340K, with typical repayment terms of 116 months.
SBA lending for industrial supplies wholesalers has remained relatively stable across recent fiscal years. 123 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching industrial supplies wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Industrial Supplies Wholesalers SBA Loans
What is the average SBA loan size for industrial supplies wholesalers businesses?
Which SBA loan program is best for a industrial supplies wholesalers business?
How many lenders fund SBA loans for industrial supplies wholesalers?
What states have the most SBA lending for industrial supplies wholesalers?
How does PeerSense help industrial supplies wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Industrial Supplies Wholesalers defined by NAICS code 421840. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.