How Much Can Industrial Building Construction Businesses Get in SBA Loans?
1,655 SBA loans totaling $649.9M have been approved for industrial building construction businesses (NAICS 236210). The average approved SBA loan is $393K, which is 15% above avg the $340K national average. 403 active lenders fund this industry with a 14.2% default rate on the matured 2018-2021 loan cohort.
At 14.2%, Industrial Building Construction sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 236210 (Industrial Building Construction) received 1,655 SBA loans worth $649.9M across 5+ states. Average loan $393K, average term 126 months, 14.2% default rate (resolved-loan basis).403 active SBA-approved lenders fund this industry. Most industrial building construction loans use the SBA 7(a) program.
Is SBA Lending Growing for Industrial Building Construction?+116% growth
Which SBA Program Do Industrial Building Construction Businesses Use Most?
What Is the Best SBA Loan for Industrial Building Construction?
The most widely used SBA program for industrial building construction businesses — flexible terms, multiple use cases
Where Are Industrial Building Construction SBA Loans Most Common?
Top SBA Lenders for Industrial Building Construction
These banks have funded the most SBA loans for industrial building construction businesses (NAICS 236210). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 91 | $19.1M |
| 2 | U.S. Bank, National Association(OH) | 89 | $20.3M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 69 | $8.1M |
| 4 | Northeast Bank(ME) | 61 | $13.3M |
| 5 | Manufacturers and Traders Trust Company(NY) | 45 | $5.1M |
Ready to Fund Your Industrial Building Construction Business?
PeerSense places SBA loans for industrial building construction businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Industrial Building Construction Businesses?
Across all SBA loan programs, 1,655 loans have been approved for businesses classified under NAICS 236210 (Industrial Building Construction), representing $649.9M in total capital deployed. The average approved loan of $393K is 15% above avg the national SBA average of $340K, with typical repayment terms of 126 months.
SBA lending for industrial building construction is accelerating — loan volume has grown approximately 116% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching industrial building construction business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Industrial Building Construction SBA Loans
What is the average SBA loan size for industrial building construction businesses?
Which SBA loan program is best for a industrial building construction business?
How many lenders fund SBA loans for industrial building construction?
What states have the most SBA lending for industrial building construction?
How does PeerSense help industrial building construction businesses get SBA loans?
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New Single-Family Housing Construction (except Operative Builders)
Site Preparation Contractors
Data aggregated from SBA loan records (1992–2025). Industrial Building Construction defined by NAICS code 236210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.