How Much Can Health and Welfare Funds Businesses Get in SBA Loans?
26 SBA loans totaling $5.3M have been approved for health and welfare funds businesses (NAICS 525120). The average approved SBA loan is $202K, which is 41% below avg the $340K national average. 18 active lenders fund this industry.
NAICS 525120 (Health and Welfare Funds) received 26 SBA loans worth $5.3M across 5+ states. Average loan $202K, average term 117 months.18 active SBA-approved lenders fund this industry. Most health and welfare funds loans use the SBA 7(a) program.
Is SBA Lending Growing for Health and Welfare Funds?-67% decline
Which SBA Program Do Health and Welfare Funds Businesses Use Most?
What Is the Best SBA Loan for Health and Welfare Funds?
The most widely used SBA program for health and welfare funds businesses — flexible terms, multiple use cases
Where Are Health and Welfare Funds SBA Loans Most Common?
Top SBA Lenders for Health and Welfare Funds
These banks have funded the most SBA loans for health and welfare funds businesses (NAICS 525120). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Fortifi Bank(WI) | 4 | $320K |
| 2 | Bell Bank(ND) | 3 | $225K |
| 3 | The Huntington National Bank(OH) | 3 | $75K |
| 4 | COFSB, National Association(VA) | 2 | $75K |
| 5 | Vantage Bank(MN) | 1 | $98K |
Health and Welfare Funds Industry Context
Ready to Fund Your Health and Welfare Funds Business?
PeerSense places SBA loans for health and welfare funds businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Health and Welfare Funds Businesses?
Across all SBA loan programs, 26 loans have been approved for businesses classified under NAICS 525120 (Health and Welfare Funds), representing $5.3M in total capital deployed. The average approved loan of $202K is 41% below avg the national SBA average of $340K, with typical repayment terms of 117 months.
SBA lending for health and welfare funds has contracted approximately 67% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 18 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching health and welfare funds business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Health and Welfare Funds SBA Loans
What is the average SBA loan size for health and welfare funds businesses?
Which SBA loan program is best for a health and welfare funds business?
How many lenders fund SBA loans for health and welfare funds?
What states have the most SBA lending for health and welfare funds?
How does PeerSense help health and welfare funds businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Health and Welfare Funds defined by NAICS code 525120. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.