How Much Can Grain and Field Bean Wholesalers Businesses Get in SBA Loans?
273 SBA loans totaling $126.2M have been approved for grain and field bean wholesalers businesses (NAICS 422510). The average approved SBA loan is $462K, which is 36% above avg the $340K national average. 131 active lenders fund this industry with a 9.1% default rate on the matured 2018-2021 loan cohort.
At 9.1%, Grain and Field Bean Wholesalers sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 422510 (Grain and Field Bean Wholesalers) received 273 SBA loans worth $126.2M across 5+ states. Average loan $462K, average term 89 months, 9.1% default rate (resolved-loan basis).131 active SBA-approved lenders fund this industry. Most grain and field bean wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Grain and Field Bean Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Grain and Field Bean Wholesalers?
The most widely used SBA program for grain and field bean wholesalers businesses — flexible terms, multiple use cases
Where Are Grain and Field Bean Wholesalers SBA Loans Most Common?
Top SBA Lenders for Grain and Field Bean Wholesalers
These banks have funded the most SBA loans for grain and field bean wholesalers businesses (NAICS 422510). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 21 | $9.1M |
| 2 | U.S. Bank, National Association(OH) | 15 | $8.8M |
| 3 | Old National Bank(IN) | 10 | $11.5M |
| 4 | Banner Capital Bank(NE) | 7 | $2.4M |
| 5 | AmSouth Bank(AL) | 7 | $2.7M |
Grain and Field Bean Wholesalers Industry Context
Ready to Fund Your Grain and Field Bean Wholesalers Business?
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How Does SBA Lending Work for Grain and Field Bean Wholesalers Businesses?
Across all SBA loan programs, 273 loans have been approved for businesses classified under NAICS 422510 (Grain and Field Bean Wholesalers), representing $126.2M in total capital deployed. The average approved loan of $462K is 36% above avg the national SBA average of $340K, with typical repayment terms of 89 months.
SBA lending for grain and field bean wholesalers has remained relatively stable across recent fiscal years. 131 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching grain and field bean wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Grain and Field Bean Wholesalers SBA Loans
What is the average SBA loan size for grain and field bean wholesalers businesses?
Which SBA loan program is best for a grain and field bean wholesalers business?
How many lenders fund SBA loans for grain and field bean wholesalers?
What states have the most SBA lending for grain and field bean wholesalers?
How does PeerSense help grain and field bean wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Grain and Field Bean Wholesalers defined by NAICS code 422510. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.