How Much Can Floor Laying and Other Floor Contractors Businesses Get in SBA Loans?
855 SBA loans totaling $167.3M have been approved for floor laying and other floor contractors businesses (NAICS 235520). The average approved SBA loan is $196K, which is 43% below avg the $340K national average. 245 active lenders fund this industry with a 12.8% default rate on the matured 2018-2021 loan cohort.
At 12.8%, Floor Laying and Other Floor Contractors sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 235520 (Floor Laying and Other Floor Contractors) received 855 SBA loans worth $167.3M across 5+ states. Average loan $196K, average term 125 months, 12.8% default rate (resolved-loan basis).245 active SBA-approved lenders fund this industry. Most floor laying and other floor contractors loans use the SBA 7(a) program. There are approximately 800,651 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Floor Laying and Other Floor Contractors Businesses Use Most?
What Is the Best SBA Loan for Floor Laying and Other Floor Contractors?
The most widely used SBA program for floor laying and other floor contractors businesses — flexible terms, multiple use cases
Where Are Floor Laying and Other Floor Contractors SBA Loans Most Common?
Top SBA Lenders for Floor Laying and Other Floor Contractors
These banks have funded the most SBA loans for floor laying and other floor contractors businesses (NAICS 235520). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 84 | $7.0M |
| 2 | Wells Fargo Bank National Association(SD) | 65 | $13.8M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 51 | $4.7M |
| 4 | S & T Bank(PA) | 39 | $2.5M |
| 5 | U.S. Bank, National Association(OH) | 28 | $7.3M |
Floor Laying and Other Floor Contractors Industry Context
Ready to Fund Your Floor Laying and Other Floor Contractors Business?
PeerSense places SBA loans for floor laying and other floor contractors businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Floor Laying and Other Floor Contractors Businesses?
Across all SBA loan programs, 855 loans have been approved for businesses classified under NAICS 235520 (Floor Laying and Other Floor Contractors), representing $167.3M in total capital deployed. The average approved loan of $196K is 43% below avg the national SBA average of $340K, with typical repayment terms of 125 months.
SBA lending for floor laying and other floor contractors has remained relatively stable across recent fiscal years. 245 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching floor laying and other floor contractors business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Floor Laying and Other Floor Contractors SBA Loans
What is the average SBA loan size for floor laying and other floor contractors businesses?
Which SBA loan program is best for a floor laying and other floor contractors business?
How many lenders fund SBA loans for floor laying and other floor contractors?
What states have the most SBA lending for floor laying and other floor contractors?
How does PeerSense help floor laying and other floor contractors businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Floor Laying and Other Floor Contractors defined by NAICS code 235520. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.