How Much Can Farm Supplies Merchant Wholesalers Businesses Get in SBA Loans?
849 SBA loans totaling $388.2M have been approved for farm supplies merchant wholesalers businesses (NAICS 424910). The average approved SBA loan is $457K, which is 34% above avg the $340K national average. 287 active lenders fund this industry with a 11.0% default rate on the matured 2018-2021 loan cohort.
At 11.0%, Farm Supplies Merchant Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 424910 (Farm Supplies Merchant Wholesalers) received 849 SBA loans worth $388.2M across 5+ states. Average loan $457K, average term 116 months, 11.0% default rate (resolved-loan basis).287 active SBA-approved lenders fund this industry. Most farm supplies merchant wholesalers loans use the SBA 7(a) program. There are approximately 9,043 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Farm Supplies Merchant Wholesalers?+100% growth
Which SBA Program Do Farm Supplies Merchant Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Farm Supplies Merchant Wholesalers?
The most widely used SBA program for farm supplies merchant wholesalers businesses — flexible terms, multiple use cases
Where Are Farm Supplies Merchant Wholesalers SBA Loans Most Common?
Top SBA Lenders for Farm Supplies Merchant Wholesalers
These banks have funded the most SBA loans for farm supplies merchant wholesalers businesses (NAICS 424910). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Zions Bank, A Division of(UT) | 51 | $16.8M |
| 2 | U.S. Bank, National Association(OH) | 40 | $6.3M |
| 3 | Wells Fargo Bank National Association(SD) | 32 | $9.3M |
| 4 | Capital One, National Association(VA) | 24 | $1.2M |
| 5 | Bank of America, National Association(NC) | 23 | $3.5M |
Farm Supplies Merchant Wholesalers Industry Context
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PeerSense places SBA loans for farm supplies merchant wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Farm Supplies Merchant Wholesalers Businesses?
Across all SBA loan programs, 849 loans have been approved for businesses classified under NAICS 424910 (Farm Supplies Merchant Wholesalers), representing $388.2M in total capital deployed. The average approved loan of $457K is 34% above avg the national SBA average of $340K, with typical repayment terms of 116 months.
SBA lending for farm supplies merchant wholesalers is accelerating — loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching farm supplies merchant wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Farm Supplies Merchant Wholesalers SBA Loans
What is the average SBA loan size for farm supplies merchant wholesalers businesses?
Which SBA loan program is best for a farm supplies merchant wholesalers business?
How many lenders fund SBA loans for farm supplies merchant wholesalers?
What states have the most SBA lending for farm supplies merchant wholesalers?
How does PeerSense help farm supplies merchant wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Farm Supplies Merchant Wholesalers defined by NAICS code 424910. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.