How Much Can Employment Placement Agencies Businesses Get in SBA Loans?
2,282 SBA loans totaling $726.2M have been approved for employment placement agencies businesses (NAICS 561311). The average approved SBA loan is $318K, which is 7% below avg the $340K national average. 360 active lenders fund this industry with a 9.6% default rate on the matured 2018-2021 loan cohort.
At 9.6%, Employment Placement Agencies sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 561311 (Employment Placement Agencies) received 2,282 SBA loans worth $726.2M across 5+ states. Average loan $318K, average term 113 months, 9.6% default rate (resolved-loan basis).360 active SBA-approved lenders fund this industry. Most employment placement agencies loans use the SBA 7(a) program.
Is SBA Lending Growing for Employment Placement Agencies?+51% growth
Which SBA Program Do Employment Placement Agencies Businesses Use Most?
What Is the Best SBA Loan for Employment Placement Agencies?
The most widely used SBA program for employment placement agencies businesses — flexible terms, multiple use cases
Where Are Employment Placement Agencies SBA Loans Most Common?
Top SBA Lenders for Employment Placement Agencies
These banks have funded the most SBA loans for employment placement agencies businesses (NAICS 561311). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 217 | $31.2M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 188 | $34.6M |
| 3 | The Huntington National Bank(OH) | 133 | $34.6M |
| 4 | United Midwest Savings Bank National Association(OH) | 89 | $12.4M |
| 5 | BayFirst National Bank(FL) | 82 | $17.0M |
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PeerSense places SBA loans for employment placement agencies businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Employment Placement Agencies Businesses?
Across all SBA loan programs, 2,282 loans have been approved for businesses classified under NAICS 561311 (Employment Placement Agencies), representing $726.2M in total capital deployed. The average approved loan of $318K is 7% below avg the national SBA average of $340K, with typical repayment terms of 113 months.
SBA lending for employment placement agencies is accelerating — loan volume has grown approximately 51% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching employment placement agencies business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Employment Placement Agencies SBA Loans
What is the average SBA loan size for employment placement agencies businesses?
Which SBA loan program is best for a employment placement agencies business?
How many lenders fund SBA loans for employment placement agencies?
What states have the most SBA lending for employment placement agencies?
How does PeerSense help employment placement agencies businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Employment Placement Agencies defined by NAICS code 561311. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.