How Much Can Drywall, Plastering, Acoustical, and Insulation Contractors Businesses Get in SBA Loans?
1,081 SBA loans totaling $187.9M have been approved for drywall, plastering, acoustical, and insulation contractors businesses (NAICS 235420). The average approved SBA loan is $174K, which is 49% below avg the $340K national average. 267 active lenders fund this industry with a 13.2% default rate on the matured 2018-2021 loan cohort.
At 13.2%, Drywall, Plastering, Acoustical, and Insulation Contractors sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 235420 (Drywall, Plastering, Acoustical, and Insulation Contractors) received 1,081 SBA loans worth $187.9M across 5+ states. Average loan $174K, average term 110 months, 13.2% default rate (resolved-loan basis).267 active SBA-approved lenders fund this industry. Most drywall, plastering, acoustical, and insulation contractors loans use the SBA 7(a) program. There are approximately 800,651 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Drywall, Plastering, Acoustical, and Insulation Contractors Businesses Use Most?
What Is the Best SBA Loan for Drywall, Plastering, Acoustical, and Insulation Contractors?
The most widely used SBA program for drywall, plastering, acoustical, and insulation contractors businesses — flexible terms, multiple use cases
Where Are Drywall, Plastering, Acoustical, and Insulation Contractors SBA Loans Most Common?
Top SBA Lenders for Drywall, Plastering, Acoustical, and Insulation Contractors
These banks have funded the most SBA loans for drywall, plastering, acoustical, and insulation contractors businesses (NAICS 235420). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 99 | $8.9M |
| 2 | Bank of America, National Association(NC) | 78 | $5.0M |
| 3 | Wells Fargo Bank National Association(SD) | 74 | $15.5M |
| 4 | U.S. Bank, National Association(OH) | 47 | $8.3M |
| 5 | PNC Bank, National Association(DE) | 32 | $5.2M |
Drywall, Plastering, Acoustical, and Insulation Contractors Industry Context
Ready to Fund Your Drywall, Plastering, Acoustical, and Insulation Contractors Business?
PeerSense places SBA loans for drywall, plastering, acoustical, and insulation contractors businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Drywall, Plastering, Acoustical, and Insulation Contractors business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Drywall, Plastering, Acoustical, and Insulation Contractors Businesses?
Across all SBA loan programs, 1,081 loans have been approved for businesses classified under NAICS 235420 (Drywall, Plastering, Acoustical, and Insulation Contractors), representing $187.9M in total capital deployed. The average approved loan of $174K is 49% below avg the national SBA average of $340K, with typical repayment terms of 110 months.
SBA lending for drywall, plastering, acoustical, and insulation contractors has remained relatively stable across recent fiscal years. 267 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching drywall, plastering, acoustical, and insulation contractors business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Drywall, Plastering, Acoustical, and Insulation Contractors SBA Loans
What is the average SBA loan size for drywall, plastering, acoustical, and insulation contractors businesses?
Which SBA loan program is best for a drywall, plastering, acoustical, and insulation contractors business?
How many lenders fund SBA loans for drywall, plastering, acoustical, and insulation contractors?
What states have the most SBA lending for drywall, plastering, acoustical, and insulation contractors?
How does PeerSense help drywall, plastering, acoustical, and insulation contractors businesses get SBA loans?
Related Construction Industries
All Other Specialty Trade Contractors
Plumbing, Heating, and Air-Conditioning Contractors
Residential Remodelers
Electrical Contractors
New Single-Family Housing Construction (except Operative Builders)
Site Preparation Contractors
Data aggregated from SBA loan records (1992–2025). Drywall, Plastering, Acoustical, and Insulation Contractors defined by NAICS code 235420. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.