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NAICS 561410Administrative & Support ServicesLending Growing

How Much Can Document Preparation Services Businesses Get in SBA Loans?

550 SBA loans totaling $78.9M have been approved for document preparation services businesses (NAICS 561410). The average approved SBA loan is $143K, which is 58% below avg the $340K national average. 138 active lenders fund this industry with a 25.7% default rate on the matured 2018-2021 loan cohort.

Elevated default risk25.7% vs 15.4% all-industry avg

At 25.7%, Document Preparation Services sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 561410 (Document Preparation Services) received 550 SBA loans worth $78.9M across 5+ states. Average loan $143K, average term 91 months, 25.7% default rate (resolved-loan basis).138 active SBA-approved lenders fund this industry. Most document preparation services loans use the SBA 7(a) program. There are approximately 4,925 U.S. establishments in this industry (Census 2022).

550
Total SBA Loans
$78.9M
Total Volume
$143K
Avg Loan Size
58% below avg
138
Active Lenders
91 mo
Avg Term
30% below avg
4,299
Jobs Supported

Is SBA Lending Growing for Document Preparation Services?+86% growth

11
13
8
13
4
6
3
14
15
26
16
17
18
19
20
21
22
23
24
25
$2.5M
$1.6M
$6.3M
$5.3M
$382K
$2.6M
$65K
$5.8M
$4.2M
$8.3M

Which SBA Program Do Document Preparation Services Businesses Use Most?

SBA 7(a)531 (97%)
SBA 50419 (3%)

What Is the Best SBA Loan for Document Preparation Services?

SBA 7(a)

The most widely used SBA program for document preparation services businesses — flexible terms, multiple use cases

Industry avg loan: $143K
Typical term: 91 months
Historical avg rate: 8.09%
138+ lenders active in this industry
Default rate (2018–21 matured cohort): 25.7%

Where Are Document Preparation Services SBA Loans Most Common?

#1
CA
101 loans
$24.2M
#2
TX
52 loans
$5.4M
#3
NY
43 loans
$3.2M
#4
FL
40 loans
$2.4M
#5
PA
24 loans
$3.7M

Top SBA Lenders for Document Preparation Services

These banks have funded the most SBA loans for document preparation services businesses (NAICS 561410). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1JPMorgan Chase Bank, National Association(OH)50$3.6M
2Bank of America, National Association(NC)50$2.5M
3Bank of Hope(CA)49$558K
4Wells Fargo Bank National Association(SD)34$3.0M
5Capital One, National Association(VA)32$1.1M

Document Preparation Services Industry Context

U.S. Establishments
4,925
U.S. Census Bureau · 2022
SBA Penetration
11.17%
SBA loans per establishment

Ready to Fund Your Document Preparation Services Business?

PeerSense places SBA loans for document preparation services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Document Preparation Services business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Document Preparation Services Businesses?

Across all SBA loan programs, 550 loans have been approved for businesses classified under NAICS 561410 (Document Preparation Services), representing $78.9M in total capital deployed. The average approved loan of $143K is 58% below avg the national SBA average of $340K, with typical repayment terms of 91 months.

SBA lending for document preparation services is accelerating — loan volume has grown approximately 86% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The overwhelming majority of SBA lending for document preparation services uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching document preparation services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Document Preparation Services SBA Loans

What is the average SBA loan size for document preparation services businesses?
Based on 550 approved SBA loans, the average loan size for document preparation services (NAICS 561410) is $143K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a document preparation services business?
SBA 7(a) is the most commonly used SBA program for document preparation services businesses. The most widely used SBA program for document preparation services businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for document preparation services?
138 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the document preparation services sector.
What states have the most SBA lending for document preparation services?
CA leads with 101 SBA loans and $24.2M in total volume for document preparation services businesses. TX, NY, FL also show strong lending activity in this sector.
How does PeerSense help document preparation services businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the document preparation services industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Document Preparation Services defined by NAICS code 561410. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.