How Much Can Direct Title Insurance Carriers Businesses Get in SBA Loans?
183 SBA loans totaling $36.4M have been approved for direct title insurance carriers businesses (NAICS 524127). The average approved SBA loan is $199K, which is 42% below avg the $340K national average. 71 active lenders fund this industry with a 28.3% default rate on the matured 2018-2021 loan cohort.
At 28.3%, Direct Title Insurance Carriers sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 524127 (Direct Title Insurance Carriers) received 183 SBA loans worth $36.4M across 5+ states. Average loan $199K, average term 104 months, 28.3% default rate (resolved-loan basis).71 active SBA-approved lenders fund this industry. Most direct title insurance carriers loans use the SBA 7(a) program. There are approximately 3,999 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Direct Title Insurance Carriers?-50% decline
Which SBA Program Do Direct Title Insurance Carriers Businesses Use Most?
What Is the Best SBA Loan for Direct Title Insurance Carriers?
The most widely used SBA program for direct title insurance carriers businesses — flexible terms, multiple use cases
Where Are Direct Title Insurance Carriers SBA Loans Most Common?
Top SBA Lenders for Direct Title Insurance Carriers
These banks have funded the most SBA loans for direct title insurance carriers businesses (NAICS 524127). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Zions Bank, A Division of(UT) | 17 | $1.5M |
| 2 | Capital One, National Association(VA) | 16 | $730K |
| 3 | JPMorgan Chase Bank, National Association(OH) | 13 | $1.3M |
| 4 | Citizens Bank, National Association(RI) | 12 | $705K |
| 5 | U.S. Bank, National Association(OH) | 8 | $665K |
Direct Title Insurance Carriers Industry Context
Ready to Fund Your Direct Title Insurance Carriers Business?
PeerSense places SBA loans for direct title insurance carriers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Direct Title Insurance Carriers Businesses?
Across all SBA loan programs, 183 loans have been approved for businesses classified under NAICS 524127 (Direct Title Insurance Carriers), representing $36.4M in total capital deployed. The average approved loan of $199K is 42% below avg the national SBA average of $340K, with typical repayment terms of 104 months.
SBA lending for direct title insurance carriers has contracted approximately 50% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 71 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching direct title insurance carriers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Direct Title Insurance Carriers SBA Loans
What is the average SBA loan size for direct title insurance carriers businesses?
Which SBA loan program is best for a direct title insurance carriers business?
How many lenders fund SBA loans for direct title insurance carriers?
What states have the most SBA lending for direct title insurance carriers?
How does PeerSense help direct title insurance carriers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Direct Title Insurance Carriers defined by NAICS code 524127. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.