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NAICS 323115ManufacturingFY2026 Fee Waivers

How Much Can Digital Printing Businesses Get in SBA Loans?

562 SBA loans totaling $150.3M have been approved for digital printing businesses (NAICS 323115). The average approved SBA loan is $267K, which is 21% below avg the $340K national average. 181 active lenders fund this industry with a 21.4% default rate on the matured 2018-2021 loan cohort.

Elevated default risk21.4% vs 15.4% all-industry avg

At 21.4%, Digital Printing sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 323115 (Digital Printing) received 562 SBA loans worth $150.3M across 5+ states. Average loan $267K, average term 102 months, 21.4% default rate (resolved-loan basis).181 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

562
Total SBA Loans
$150.3M
Total Volume
$267K
Avg Loan Size
21% below avg
181
Active Lenders
102 mo
Avg Term
22% below avg
4,248
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Digital Printing Businesses Use Most?

SBA 7(a)518 (92%)
SBA 50444 (8%)

What Is the Best SBA Loan for Digital Printing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $267K
Typical term: 102 months
Historical avg rate: 6.37%
181+ lenders active in this industry
Default rate (2018–21 matured cohort): 21.4%

Where Are Digital Printing SBA Loans Most Common?

#1
CA
87 loans
$29.3M
#2
MN
32 loans
$8.7M
#3
NY
30 loans
$3.5M
#4
FL
29 loans
$10.1M
#5
TX
28 loans
$6.1M

Top SBA Lenders for Digital Printing

These banks have funded the most SBA loans for digital printing businesses (NAICS 323115). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)44$1.6M
2Citizens Bank, National Association(RI)43$2.0M
3Wells Fargo Bank National Association(SD)33$11.8M
4U.S. Bank, National Association(OH)24$11.3M
5Bank of Hope(CA)19$588K

Ready to Fund Your Digital Printing Business?

PeerSense places SBA loans for digital printing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Digital Printing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Digital Printing Businesses?

Across all SBA loan programs, 562 loans have been approved for businesses classified under NAICS 323115 (Digital Printing), representing $150.3M in total capital deployed. The average approved loan of $267K is 21% below avg the national SBA average of $340K, with typical repayment terms of 102 months.

SBA lending for digital printing has remained relatively stable across recent fiscal years. 181 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Digital Printing SBA Loans

What is the average SBA loan size for digital printing businesses?
Based on 562 approved SBA loans, the average loan size for digital printing (NAICS 323115) is $267K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a digital printing business?
SBA 7(a) is the most commonly used SBA program for digital printing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for digital printing?
181 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the digital printing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help digital printing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the digital printing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Digital Printing defined by NAICS code 323115. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.