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NAICS 322231ManufacturingFY2026 Fee Waivers

How Much Can Die-Cut Paper and Paperboard Office Supplies Manufacturing Businesses Get in SBA Loans?

37 SBA loans totaling $11.7M have been approved for die-cut paper and paperboard office supplies manufacturing businesses (NAICS 322231). The average approved SBA loan is $315K, which is 7% below avg the $340K national average. 27 active lenders fund this industry.

Quick Answer

NAICS 322231 (Die-Cut Paper and Paperboard Office Supplies Manufacturing) received 37 SBA loans worth $11.7M across 5+ states. Average loan $315K, average term 123 months.27 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

37
Total SBA Loans
$11.7M
Total Volume
$315K
Avg Loan Size
7% below avg
27
Active Lenders
123 mo
Avg Term
5% below avg
683
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Die-Cut Paper and Paperboard Office Supplies Manufacturing Businesses Use Most?

SBA 7(a)30 (81%)
SBA 5047 (19%)

What Is the Best SBA Loan for Die-Cut Paper and Paperboard Office Supplies Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $315K
Typical term: 123 months
Historical avg rate: 6.99%
27+ lenders active in this industry

Where Are Die-Cut Paper and Paperboard Office Supplies Manufacturing SBA Loans Most Common?

#1
CA
9 loans
$3.2M
#2
TX
4 loans
$1.2M
#3
NC
3 loans
$1.6M
#4
IL
2 loans
$422K
#5
CO
2 loans
$130K

Top SBA Lenders for Die-Cut Paper and Paperboard Office Supplies Manufacturing

These banks have funded the most SBA loans for die-cut paper and paperboard office supplies manufacturing businesses (NAICS 322231). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1First Community Bank(VA)3$1.6M
2JPMorgan Chase Bank, National Association(OH)3$1.0M
3Granite State Economic Develop(NH)3$1.5M
4ANB Bank(CO)2$130K
5KeyBank National Association(OH)2$51K

Ready to Fund Your Die-Cut Paper and Paperboard Office Supplies Manufacturing Business?

PeerSense places SBA loans for die-cut paper and paperboard office supplies manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Die-Cut Paper and Paperboard Office Supplies Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Die-Cut Paper and Paperboard Office Supplies Manufacturing Businesses?

Across all SBA loan programs, 37 loans have been approved for businesses classified under NAICS 322231 (Die-Cut Paper and Paperboard Office Supplies Manufacturing), representing $11.7M in total capital deployed. The average approved loan of $315K is 7% below avg the national SBA average of $340K, with typical repayment terms of 123 months.

SBA lending for die-cut paper and paperboard office supplies manufacturing has remained relatively stable across recent fiscal years. 27 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 19% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Die-Cut Paper and Paperboard Office Supplies Manufacturing SBA Loans

What is the average SBA loan size for die-cut paper and paperboard office supplies manufacturing businesses?
Based on 37 approved SBA loans, the average loan size for die-cut paper and paperboard office supplies manufacturing (NAICS 322231) is $315K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a die-cut paper and paperboard office supplies manufacturing business?
SBA 504 is the most commonly used SBA program for die-cut paper and paperboard office supplies manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for die-cut paper and paperboard office supplies manufacturing?
27 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the die-cut paper and paperboard office supplies manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help die-cut paper and paperboard office supplies manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the die-cut paper and paperboard office supplies manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Die-Cut Paper and Paperboard Office Supplies Manufacturing defined by NAICS code 322231. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.