How Much Can Dairy Product (except Dried or Canned) Merchant Wholesalers Businesses Get in SBA Loans?
352 SBA loans totaling $125.1M have been approved for dairy product (except dried or canned) merchant wholesalers businesses (NAICS 424430). The average approved SBA loan is $355K, which is 4% above avg the $340K national average. 135 active lenders fund this industry with a 20.3% default rate on the matured 2018-2021 loan cohort.
At 20.3%, Dairy Product (except Dried or Canned) Merchant Wholesalers sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 424430 (Dairy Product (except Dried or Canned) Merchant Wholesalers) received 352 SBA loans worth $125.1M across 5+ states. Average loan $355K, average term 115 months, 20.3% default rate (resolved-loan basis).135 active SBA-approved lenders fund this industry. Most dairy product (except dried or canned) merchant wholesalers loans use the SBA 7(a) program. There are approximately 1,800 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Dairy Product (except Dried or Canned) Merchant Wholesalers?+89% growth
Which SBA Program Do Dairy Product (except Dried or Canned) Merchant Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Dairy Product (except Dried or Canned) Merchant Wholesalers?
The most widely used SBA program for dairy product (except dried or canned) merchant wholesalers businesses — flexible terms, multiple use cases
Where Are Dairy Product (except Dried or Canned) Merchant Wholesalers SBA Loans Most Common?
Top SBA Lenders for Dairy Product (except Dried or Canned) Merchant Wholesalers
These banks have funded the most SBA loans for dairy product (except dried or canned) merchant wholesalers businesses (NAICS 424430). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 23 | $3.6M |
| 2 | Bank of America, National Association(NC) | 23 | $1.0M |
| 3 | Citizens Bank, National Association(RI) | 19 | $2.5M |
| 4 | U.S. Bank, National Association(OH) | 15 | $2.5M |
| 5 | TD Bank, National Association(DE) | 15 | $729K |
Dairy Product (except Dried or Canned) Merchant Wholesalers Industry Context
Ready to Fund Your Dairy Product (except Dried or Canned) Merchant Wholesalers Business?
PeerSense places SBA loans for dairy product (except dried or canned) merchant wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Dairy Product (except Dried or Canned) Merchant Wholesalers business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Dairy Product (except Dried or Canned) Merchant Wholesalers Businesses?
Across all SBA loan programs, 352 loans have been approved for businesses classified under NAICS 424430 (Dairy Product (except Dried or Canned) Merchant Wholesalers), representing $125.1M in total capital deployed. The average approved loan of $355K is 4% above avg the national SBA average of $340K, with typical repayment terms of 115 months.
SBA lending for dairy product (except dried or canned) merchant wholesalers is accelerating — loan volume has grown approximately 89% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching dairy product (except dried or canned) merchant wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Dairy Product (except Dried or Canned) Merchant Wholesalers SBA Loans
What is the average SBA loan size for dairy product (except dried or canned) merchant wholesalers businesses?
Which SBA loan program is best for a dairy product (except dried or canned) merchant wholesalers business?
How many lenders fund SBA loans for dairy product (except dried or canned) merchant wholesalers?
What states have the most SBA lending for dairy product (except dried or canned) merchant wholesalers?
How does PeerSense help dairy product (except dried or canned) merchant wholesalers businesses get SBA loans?
Related Wholesale Trade Industries
Other Miscellaneous Durable Goods Merchant Wholesalers
Other Miscellaneous Nondurable Goods Merchant Wholesalers
Other Grocery and Related Products Merchant Wholesalers
Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal
Industrial Machinery and Equipment Merchant Wholesalers
Women's, Children's, and Infants' Clothing and Accessories Merchant Wh
Data aggregated from SBA loan records (1992–2025). Dairy Product (except Dried or Canned) Merchant Wholesalers defined by NAICS code 424430. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.