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NAICS 321999ManufacturingFY2026 Fee Waivers

How Much Can All Other Miscellaneous Wood Product Manufacturing Businesses Get in SBA Loans?

1,638 SBA loans totaling $731.9M have been approved for all other miscellaneous wood product manufacturing businesses (NAICS 321999). The average approved SBA loan is $447K, which is 31% above avg the $340K national average. 424 active lenders fund this industry with a 11.4% historical default rate.

Quick Answer

NAICS 321999 (All Other Miscellaneous Wood Product Manufacturing) received 1,638 SBA loans worth $731.9M across 5+ states. Average loan $447K, average term 131 months, default rate 11.4%.424 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

1,638
Total SBA Loans
$731.9M
Total Volume
$447K
Avg Loan Size
31% above avg
424
Active Lenders
131 mo
Avg Term
near national avg
19,977
Jobs Supported

Is SBA Lending Growing for All Other Miscellaneous Wood Product Manufacturing?

52
65
60
47
58
60
55
59
63
62
16
17
18
19
20
21
22
23
24
25
$22.8M
$29.9M
$37.2M
$29.8M
$40.9M
$53.0M
$36.8M
$42.4M
$45.3M
$37.0M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do All Other Miscellaneous Wood Product Manufacturing Businesses Use Most?

SBA 7(a)1,392 (85%)
SBA 504249 (15%)

What Is the Best SBA Loan for All Other Miscellaneous Wood Product Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $447K
Typical term: 131 months
Historical avg rate: 7.11%
424+ lenders active in this industry
Historical default rate: 11.4%

Where Are All Other Miscellaneous Wood Product Manufacturing SBA Loans Most Common?

#1
CA
146 loans
$81.1M
#2
NY
105 loans
$36.0M
#3
OH
95 loans
$36.4M
#4
FL
93 loans
$44.7M
#5
WI
88 loans
$44.4M

Top SBA Lenders for All Other Miscellaneous Wood Product Manufacturing

These banks have funded the most SBA loans for all other miscellaneous wood product manufacturing businesses (NAICS 321999). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)99$28.7M
2Wells Fargo Bank National Association(SD)82$39.1M
3Bank of America, National Association(NC)76$9.5M
4U.S. Bank, National Association(OH)73$16.0M
5Manufacturers and Traders Trust Company(NY)49$7.4M

Ready to Fund Your All Other Miscellaneous Wood Product Manufacturing Business?

PeerSense places SBA loans for all other miscellaneous wood product manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for All Other Miscellaneous Wood Product Manufacturing Businesses?

Across all SBA loan programs, 1,638 loans have been approved for businesses classified under NAICS 321999 (All Other Miscellaneous Wood Product Manufacturing), representing $731.9M in total capital deployed. The average approved loan of $447K is 31% above avg the national SBA average of $340K, with typical repayment terms of 131 months.

SBA lending for all other miscellaneous wood product manufacturing has remained relatively stable across recent fiscal years. 424 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — All Other Miscellaneous Wood Product Manufacturing SBA Loans

What is the average SBA loan size for all other miscellaneous wood product manufacturing businesses?
Based on 1,638 approved SBA loans, the average loan size for all other miscellaneous wood product manufacturing (NAICS 321999) is $447K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other miscellaneous wood product manufacturing business?
SBA 504 is the most commonly used SBA program for all other miscellaneous wood product manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other miscellaneous wood product manufacturing?
424 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the all other miscellaneous wood product manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help all other miscellaneous wood product manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other miscellaneous wood product manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). All Other Miscellaneous Wood Product Manufacturing defined by NAICS code 321999. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.