How Much Can All Other Miscellaneous Wood Product Manufacturing Businesses Get in SBA Loans?
1,638 SBA loans totaling $731.9M have been approved for all other miscellaneous wood product manufacturing businesses (NAICS 321999). The average approved SBA loan is $447K, which is 31% above avg the $340K national average. 424 active lenders fund this industry with a 16.8% default rate on the matured 2018-2021 loan cohort.
At 16.8%, All Other Miscellaneous Wood Product Manufacturing sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 321999 (All Other Miscellaneous Wood Product Manufacturing) received 1,638 SBA loans worth $731.9M across 5+ states. Average loan $447K, average term 131 months, 16.8% default rate (resolved-loan basis).424 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
Is SBA Lending Growing for All Other Miscellaneous Wood Product Manufacturing?
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans: all guaranty fees waived for manufacturing
7(a) loans up to $950K: guaranty fee waived
Revolving credit line: manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do All Other Miscellaneous Wood Product Manufacturing Businesses Use Most?
What Is the Best SBA Loan for All Other Miscellaneous Wood Product Manufacturing?
Most popular for manufacturing equipment and real estate, with 0% guaranty fees in FY2026
Where Are All Other Miscellaneous Wood Product Manufacturing SBA Loans Most Common?
SBA Lending Activity in All Other Miscellaneous Wood Product Manufacturing
424 SBA lenders have funded 1,638 loans to all other miscellaneous wood product manufacturing businesses (NAICS 321999). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
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How Does SBA Lending Work for All Other Miscellaneous Wood Product Manufacturing Businesses?
Across all SBA loan programs, 1,638 loans have been approved for businesses classified under NAICS 321999 (All Other Miscellaneous Wood Product Manufacturing), representing $731.9M in total capital deployed. The average approved loan of $447K is 31% above avg the national SBA average of $340K, with typical repayment terms of 131 months.
SBA lending for all other miscellaneous wood product manufacturing has remained relatively stable across recent fiscal years. 424 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: All Other Miscellaneous Wood Product Manufacturing SBA Loans
What is the average SBA loan size for all other miscellaneous wood product manufacturing businesses?
Which SBA loan program is best for a all other miscellaneous wood product manufacturing business?
How many lenders fund SBA loans for all other miscellaneous wood product manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help all other miscellaneous wood product manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). All Other Miscellaneous Wood Product Manufacturing defined by NAICS code 321999. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.