How Much Can Confectionery Wholesalers Businesses Get in SBA Loans?
357 SBA loans totaling $79.9M have been approved for confectionery wholesalers businesses (NAICS 422450). The average approved SBA loan is $224K, which is 34% below avg the $340K national average. 150 active lenders fund this industry with a 13.5% default rate on the matured 2018-2021 loan cohort.
At 13.5%, Confectionery Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 422450 (Confectionery Wholesalers) received 357 SBA loans worth $79.9M across 5+ states. Average loan $224K, average term 113 months, 13.5% default rate (resolved-loan basis).150 active SBA-approved lenders fund this industry. Most confectionery wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Confectionery Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Confectionery Wholesalers?
The most widely used SBA program for confectionery wholesalers businesses — flexible terms, multiple use cases
Where Are Confectionery Wholesalers SBA Loans Most Common?
Top SBA Lenders for Confectionery Wholesalers
These banks have funded the most SBA loans for confectionery wholesalers businesses (NAICS 422450). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 32 | $7.8M |
| 2 | Bank of America, National Association(NC) | 20 | $1.6M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 18 | $1.6M |
| 4 | U.S. Bank, National Association(OH) | 13 | $3.6M |
| 5 | Fifth Third Bank(OH) | 8 | $699K |
Confectionery Wholesalers Industry Context
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How Does SBA Lending Work for Confectionery Wholesalers Businesses?
Across all SBA loan programs, 357 loans have been approved for businesses classified under NAICS 422450 (Confectionery Wholesalers), representing $79.9M in total capital deployed. The average approved loan of $224K is 34% below avg the national SBA average of $340K, with typical repayment terms of 113 months.
SBA lending for confectionery wholesalers has remained relatively stable across recent fiscal years. 150 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching confectionery wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Confectionery Wholesalers SBA Loans
What is the average SBA loan size for confectionery wholesalers businesses?
Which SBA loan program is best for a confectionery wholesalers business?
How many lenders fund SBA loans for confectionery wholesalers?
What states have the most SBA lending for confectionery wholesalers?
How does PeerSense help confectionery wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Confectionery Wholesalers defined by NAICS code 422450. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.