How Much Can Confectionery Merchant Wholesalers Businesses Get in SBA Loans?
465 SBA loans totaling $157.4M have been approved for confectionery merchant wholesalers businesses (NAICS 424450). The average approved SBA loan is $339K, which is near national avg the $340K national average. 142 active lenders fund this industry with a 15.9% default rate on the matured 2018-2021 loan cohort.
At 15.9%, Confectionery Merchant Wholesalers sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 424450 (Confectionery Merchant Wholesalers) received 465 SBA loans worth $157.4M across 5+ states. Average loan $339K, average term 109 months, 15.9% default rate (resolved-loan basis).142 active SBA-approved lenders fund this industry. Most confectionery merchant wholesalers loans use the SBA 7(a) program. There are approximately 2,312 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Confectionery Merchant Wholesalers?
Which SBA Program Do Confectionery Merchant Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Confectionery Merchant Wholesalers?
The most widely used SBA program for confectionery merchant wholesalers businesses — flexible terms, multiple use cases
Where Are Confectionery Merchant Wholesalers SBA Loans Most Common?
Top SBA Lenders for Confectionery Merchant Wholesalers
These banks have funded the most SBA loans for confectionery merchant wholesalers businesses (NAICS 424450). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | TD Bank, National Association(DE) | 37 | $10.1M |
| 2 | Bank of America, National Association(NC) | 33 | $2.8M |
| 3 | Wells Fargo Bank National Association(SD) | 25 | $8.3M |
| 4 | Citizens Bank, National Association(RI) | 23 | $1.5M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 23 | $4.2M |
Confectionery Merchant Wholesalers Industry Context
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How Does SBA Lending Work for Confectionery Merchant Wholesalers Businesses?
Across all SBA loan programs, 465 loans have been approved for businesses classified under NAICS 424450 (Confectionery Merchant Wholesalers), representing $157.4M in total capital deployed. The average approved loan of $339K is near national avg the national SBA average of $340K, with typical repayment terms of 109 months.
SBA lending for confectionery merchant wholesalers has remained relatively stable across recent fiscal years. 142 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching confectionery merchant wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Confectionery Merchant Wholesalers SBA Loans
What is the average SBA loan size for confectionery merchant wholesalers businesses?
Which SBA loan program is best for a confectionery merchant wholesalers business?
How many lenders fund SBA loans for confectionery merchant wholesalers?
What states have the most SBA lending for confectionery merchant wholesalers?
How does PeerSense help confectionery merchant wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Confectionery Merchant Wholesalers defined by NAICS code 424450. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.