What is the SBA loan default rate for Commodity Contracts Dealing?

22 lenders actively fund Commodity Contracts Dealing. A reliable default rate is shown only for industries with a large enough matured loan cohort; this one is below that threshold, so we do not publish a figure that would mislead.

Which SBA program is best for Commodity Contracts Dealing?

The SBA 7(a) program is the most commonly used for Commodity Contracts Dealing businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 523130Finance & Insurance

How Much Can Commodity Contracts Dealing Businesses Get in SBA Loans?

Name: Commodity Contracts Dealing SBA Loan Performance Data (NAICS 523130)
Creator: PeerSense
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37 SBA loans totaling $10.4M have been approved for commodity contracts dealing businesses (NAICS 523130). The average approved SBA loan is $282K, which is 17% below avg the $340K national average. 22 active lenders fund this industry.

Quick Answer

NAICS 523130 (Commodity Contracts Dealing) received 37 SBA loans worth $10.4M across 5+ states. Average loan $282K, average term 96 months.22 active SBA-approved lenders fund this industry. Most commodity contracts dealing loans use the SBA 7(a) program. There are approximately 814 U.S. establishments in this industry (Census 2022).

Total SBA Loans

$10.4M

Total Volume

$282K

Avg Loan Size

17% below avg

Active Lenders

96 mo

Avg Term

26% below avg

328

Jobs Supported

Is SBA Lending Growing for Commodity Contracts Dealing?

$140K

$950K

$95K

$2.0M

$477K

$150K

Which SBA Program Do Commodity Contracts Dealing Businesses Use Most?

SBA 7(a)33 (89%)

SBA 5044 (11%)

What Is the Best SBA Loan for Commodity Contracts Dealing?

SBA 7(a)

The most widely used SBA program for commodity contracts dealing businesses — flexible terms, multiple use cases

Industry avg loan: $282K

Typical term: 96 months

Historical avg rate: 6.51%

22+ lenders active in this industry

Where Are Commodity Contracts Dealing SBA Loans Most Common?

8 loans

$1.8M

3 loans

$1.3M

2 loans

$145K

2 loans

$85K

2 loans

$235K

Top SBA Lenders for Commodity Contracts Dealing

These banks have funded the most SBA loans for commodity contracts dealing businesses (NAICS 523130). PeerSense routes deals to lenders with proven appetite in your industry.

#	Lender	Loans	Volume
1	U.S. Bank, National Association(OH)	5	$1.6M
2	Bank of America, National Association(NC)	5	$310K
3	JPMorgan Chase Bank, National Association(OH)	4	$375K
4	Zions Bank, A Division of(UT)	3	$613K
5	Columbia Bank(OR)	2	$100K

Browse all SBA lenders Best SBA lenders 2026

Commodity Contracts Dealing Industry Context

U.S. Establishments

814

U.S. Census Bureau · 2022

SBA Penetration

4.55%

SBA loans per establishment

Ready to Fund Your Commodity Contracts Dealing Business?

PeerSense places SBA loans for commodity contracts dealing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

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Financing a Commodity Contracts Dealing business? Get matched to an SBA lender.

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How Does SBA Lending Work for Commodity Contracts Dealing Businesses?

Across all SBA loan programs, 37 loans have been approved for businesses classified under NAICS 523130 (Commodity Contracts Dealing), representing $10.4M in total capital deployed. The average approved loan of $282K is 17% below avg the national SBA average of $340K, with typical repayment terms of 96 months.

SBA lending for commodity contracts dealing has remained relatively stable across recent fiscal years. 22 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching commodity contracts dealing business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

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Frequently Asked Questions — Commodity Contracts Dealing SBA Loans

What is the average SBA loan size for commodity contracts dealing businesses?

Based on 37 approved SBA loans, the average loan size for commodity contracts dealing (NAICS 523130) is $282K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a commodity contracts dealing business?

SBA 7(a) is the most commonly used SBA program for commodity contracts dealing businesses. The most widely used SBA program for commodity contracts dealing businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for commodity contracts dealing?

22 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the commodity contracts dealing sector.

What states have the most SBA lending for commodity contracts dealing?

CA leads with 8 SBA loans and $1.8M in total volume for commodity contracts dealing businesses. FL, NE, IL also show strong lending activity in this sector.

How does PeerSense help commodity contracts dealing businesses get SBA loans?

PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the commodity contracts dealing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

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Data aggregated from SBA loan records (1992–2025). Commodity Contracts Dealing defined by NAICS code 523130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.