How Much Can Commercial Flexographic Printing Businesses Get in SBA Loans?
249 SBA loans totaling $91.8M have been approved for commercial flexographic printing businesses (NAICS 323112). The average approved SBA loan is $368K, which is 8% above avg the $340K national average. 108 active lenders fund this industry with a 12.8% default rate on the matured 2018-2021 loan cohort.
At 12.8%, Commercial Flexographic Printing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 323112 (Commercial Flexographic Printing) received 249 SBA loans worth $91.8M across 5+ states. Average loan $368K, average term 123 months, 12.8% default rate (resolved-loan basis).108 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Commercial Flexographic Printing Businesses Use Most?
What Is the Best SBA Loan for Commercial Flexographic Printing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Commercial Flexographic Printing SBA Loans Most Common?
Top SBA Lenders for Commercial Flexographic Printing
These banks have funded the most SBA loans for commercial flexographic printing businesses (NAICS 323112). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Citizens Bank, National Association(RI) | 39 | $2.1M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 19 | $2.8M |
| 3 | Bank of America, National Association(NC) | 13 | $1.8M |
| 4 | U.S. Bank, National Association(OH) | 10 | $5.2M |
| 5 | Wells Fargo Bank National Association(SD) | 8 | $5.9M |
Commercial Flexographic Printing Industry Context
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How Does SBA Lending Work for Commercial Flexographic Printing Businesses?
Across all SBA loan programs, 249 loans have been approved for businesses classified under NAICS 323112 (Commercial Flexographic Printing), representing $91.8M in total capital deployed. The average approved loan of $368K is 8% above avg the national SBA average of $340K, with typical repayment terms of 123 months.
SBA lending for commercial flexographic printing has remained relatively stable across recent fiscal years. 108 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
Notably, 26% of SBA loans in this industry use the 504 program — well above the national average — indicating that commercial flexographic printing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Commercial Flexographic Printing SBA Loans
What is the average SBA loan size for commercial flexographic printing businesses?
Which SBA loan program is best for a commercial flexographic printing business?
How many lenders fund SBA loans for commercial flexographic printing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help commercial flexographic printing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Commercial Flexographic Printing defined by NAICS code 323112. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.