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NAICS 423520Wholesale Trade

How Much Can Coal and Other Mineral and Ore Merchant Wholesalers Businesses Get in SBA Loans?

41 SBA loans totaling $22.8M have been approved for coal and other mineral and ore merchant wholesalers businesses (NAICS 423520). The average approved SBA loan is $556K, which is 63% above avg the $340K national average. 25 active lenders fund this industry.

Quick Answer

NAICS 423520 (Coal and Other Mineral and Ore Merchant Wholesalers) received 41 SBA loans worth $22.8M across 5+ states. Average loan $556K, average term 121 months.25 active SBA-approved lenders fund this industry. Most coal and other mineral and ore merchant wholesalers loans use the SBA 7(a) program. There are approximately 303 U.S. establishments in this industry (Census 2022).

41
Total SBA Loans
$22.8M
Total Volume
$556K
Avg Loan Size
63% above avg
25
Active Lenders
121 mo
Avg Term
7% below avg
221
Jobs Supported

Is SBA Lending Growing for Coal and Other Mineral and Ore Merchant Wholesalers?-33% decline

6
1
4
1
3
2
2
16
17
18
19
20
22
25
$5.1M
$164K
$1.8M
$100K
$2.0M
$300K
$2.3M

Which SBA Program Do Coal and Other Mineral and Ore Merchant Wholesalers Businesses Use Most?

SBA 7(a)38 (93%)
SBA 5043 (7%)

What Is the Best SBA Loan for Coal and Other Mineral and Ore Merchant Wholesalers?

SBA 7(a)

The most widely used SBA program for coal and other mineral and ore merchant wholesalers businesses — flexible terms, multiple use cases

Industry avg loan: $556K
Typical term: 121 months
Historical avg rate: 6.41%
25+ lenders active in this industry

Where Are Coal and Other Mineral and Ore Merchant Wholesalers SBA Loans Most Common?

#1
NY
6 loans
$4.1M
#2
OH
4 loans
$2.3M
#3
NC
4 loans
$7.9M
#4
PA
3 loans
$283K
#5
CA
3 loans
$896K

Top SBA Lenders for Coal and Other Mineral and Ore Merchant Wholesalers

These banks have funded the most SBA loans for coal and other mineral and ore merchant wholesalers businesses (NAICS 423520). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)7$8.8M
2The Huntington National Bank(OH)5$2.3M
3Bank of America, National Association(NC)3$313K
4Commerce Bank(MO)2$850K
5Live Oak Banking Company(NC)2$1.4M

Coal and Other Mineral and Ore Merchant Wholesalers Industry Context

U.S. Establishments
303
U.S. Census Bureau · 2022
SBA Penetration
13.53%
SBA loans per establishment

Ready to Fund Your Coal and Other Mineral and Ore Merchant Wholesalers Business?

PeerSense places SBA loans for coal and other mineral and ore merchant wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Coal and Other Mineral and Ore Merchant Wholesalers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Coal and Other Mineral and Ore Merchant Wholesalers Businesses?

Across all SBA loan programs, 41 loans have been approved for businesses classified under NAICS 423520 (Coal and Other Mineral and Ore Merchant Wholesalers), representing $22.8M in total capital deployed. The average approved loan of $556K is 63% above avg the national SBA average of $340K, with typical repayment terms of 121 months.

SBA lending for coal and other mineral and ore merchant wholesalers has contracted approximately 33% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 25 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching coal and other mineral and ore merchant wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Coal and Other Mineral and Ore Merchant Wholesalers SBA Loans

What is the average SBA loan size for coal and other mineral and ore merchant wholesalers businesses?
Based on 41 approved SBA loans, the average loan size for coal and other mineral and ore merchant wholesalers (NAICS 423520) is $556K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a coal and other mineral and ore merchant wholesalers business?
SBA 7(a) is the most commonly used SBA program for coal and other mineral and ore merchant wholesalers businesses. The most widely used SBA program for coal and other mineral and ore merchant wholesalers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for coal and other mineral and ore merchant wholesalers?
25 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the coal and other mineral and ore merchant wholesalers sector.
What states have the most SBA lending for coal and other mineral and ore merchant wholesalers?
NY leads with 6 SBA loans and $4.1M in total volume for coal and other mineral and ore merchant wholesalers businesses. OH, NC, PA also show strong lending activity in this sector.
How does PeerSense help coal and other mineral and ore merchant wholesalers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the coal and other mineral and ore merchant wholesalers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Coal and Other Mineral and Ore Merchant Wholesalers defined by NAICS code 423520. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.