How Much Can Claims Adjusting Businesses Get in SBA Loans?
415 SBA loans totaling $109.0M have been approved for claims adjusting businesses (NAICS 524291). The average approved SBA loan is $263K, which is 23% below avg the $340K national average. 131 active lenders fund this industry with a 13.7% default rate on the matured 2018-2021 loan cohort.
At 13.7%, Claims Adjusting sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 524291 (Claims Adjusting) received 415 SBA loans worth $109.0M across 5+ states. Average loan $263K, average term 109 months, 13.7% default rate (resolved-loan basis).131 active SBA-approved lenders fund this industry. Most claims adjusting loans use the SBA 7(a) program. There are approximately 4,554 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Claims Adjusting?
Which SBA Program Do Claims Adjusting Businesses Use Most?
What Is the Best SBA Loan for Claims Adjusting?
The most widely used SBA program for claims adjusting businesses — flexible terms, multiple use cases
Where Are Claims Adjusting SBA Loans Most Common?
Top SBA Lenders for Claims Adjusting
These banks have funded the most SBA loans for claims adjusting businesses (NAICS 524291). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 45 | $1.7M |
| 2 | TD Bank, National Association(DE) | 25 | $2.2M |
| 3 | U.S. Bank, National Association(OH) | 24 | $4.4M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 23 | $3.5M |
| 5 | The Huntington National Bank(OH) | 19 | $2.3M |
Claims Adjusting Industry Context
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How Does SBA Lending Work for Claims Adjusting Businesses?
Across all SBA loan programs, 415 loans have been approved for businesses classified under NAICS 524291 (Claims Adjusting), representing $109.0M in total capital deployed. The average approved loan of $263K is 23% below avg the national SBA average of $340K, with typical repayment terms of 109 months.
SBA lending for claims adjusting has remained relatively stable across recent fiscal years. 131 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching claims adjusting business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Claims Adjusting SBA Loans
What is the average SBA loan size for claims adjusting businesses?
Which SBA loan program is best for a claims adjusting business?
How many lenders fund SBA loans for claims adjusting?
What states have the most SBA lending for claims adjusting?
How does PeerSense help claims adjusting businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Claims Adjusting defined by NAICS code 524291. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.