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NAICS 327310ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Cement Manufacturing Businesses Get in SBA Loans?

105 SBA loans totaling $87.6M have been approved for cement manufacturing businesses (NAICS 327310). The average approved SBA loan is $834K, which is 145% above avg the $340K national average. 73 active lenders fund this industry.

Quick Answer

NAICS 327310 (Cement Manufacturing) received 105 SBA loans worth $87.6M across 5+ states. Average loan $834K, average term 155 months.73 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 186 U.S. establishments in this industry (Census 2022).

105
Total SBA Loans
$87.6M
Total Volume
$834K
Avg Loan Size
145% above avg
73
Active Lenders
155 mo
Avg Term
19% above avg
1,963
Jobs Supported

Is SBA Lending Growing for Cement Manufacturing?+25% growth

5
4
3
2
6
9
5
4
3
5
16
17
18
19
20
21
22
23
24
25
$1.9M
$6.6M
$2.2M
$2.3M
$4.9M
$18.2M
$5.5M
$7.2M
$5.7M
$5.9M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Cement Manufacturing Businesses Use Most?

SBA 7(a)78 (74%)
SBA 50427 (26%)

What Is the Best SBA Loan for Cement Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $834K
Typical term: 155 months
Historical avg rate: 6.40%
73+ lenders active in this industry

Where Are Cement Manufacturing SBA Loans Most Common?

#1
UT
9 loans
$5.4M
#2
FL
8 loans
$5.3M
#3
TX
7 loans
$10.2M
#4
IA
7 loans
$2.7M
#5
MN
6 loans
$5.6M

Top SBA Lenders for Cement Manufacturing

These banks have funded the most SBA loans for cement manufacturing businesses (NAICS 327310). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1First Central State Bank(IA)5$1.4M
2Mountain West Small Business F(UT)5$10.8M
3Glacier Bank(MT)5$1.5M
4Minnesota Business Finance Cor(MN)3$885K
5Old National Bank(IN)3$4.7M

Cement Manufacturing Industry Context

U.S. Establishments
186
U.S. Census Bureau · 2022
U.S. Employment
12,573,000
BLS · 2026
SBA Penetration
56.45%
SBA loans per establishment

Ready to Fund Your Cement Manufacturing Business?

PeerSense places SBA loans for cement manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Cement Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Cement Manufacturing Businesses?

Across all SBA loan programs, 105 loans have been approved for businesses classified under NAICS 327310 (Cement Manufacturing), representing $87.6M in total capital deployed. The average approved loan of $834K is 145% above avg the national SBA average of $340K, with typical repayment terms of 155 months.

SBA lending for cement manufacturing is accelerating — loan volume has grown approximately 25% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2021.

Notably, 26% of SBA loans in this industry use the 504 program — well above the national average — indicating that cement manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Cement Manufacturing SBA Loans

What is the average SBA loan size for cement manufacturing businesses?
Based on 105 approved SBA loans, the average loan size for cement manufacturing (NAICS 327310) is $834K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a cement manufacturing business?
SBA 504 is the most commonly used SBA program for cement manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for cement manufacturing?
73 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the cement manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help cement manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the cement manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Cement Manufacturing defined by NAICS code 327310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.