How Much Can Business to Business Electronic Markets Businesses Get in SBA Loans?
403 SBA loans totaling $121.6M have been approved for business to business electronic markets businesses (NAICS 425110). The average approved SBA loan is $302K, which is 11% below avg the $340K national average. 117 active lenders fund this industry with a 23.9% default rate on the matured 2018-2021 loan cohort.
At 23.9%, Business to Business Electronic Markets sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 425110 (Business to Business Electronic Markets) received 403 SBA loans worth $121.6M across 5+ states. Average loan $302K, average term 110 months, 23.9% default rate (resolved-loan basis).117 active SBA-approved lenders fund this industry. Most business to business electronic markets loans use the SBA 7(a) program. There are approximately 387 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Business to Business Electronic Markets?-91% decline
Which SBA Program Do Business to Business Electronic Markets Businesses Use Most?
What Is the Best SBA Loan for Business to Business Electronic Markets?
The most widely used SBA program for business to business electronic markets businesses — flexible terms, multiple use cases
Where Are Business to Business Electronic Markets SBA Loans Most Common?
Top SBA Lenders for Business to Business Electronic Markets
These banks have funded the most SBA loans for business to business electronic markets businesses (NAICS 425110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 44 | $7.6M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 41 | $3.6M |
| 3 | Citizens Bank, National Association(RI) | 20 | $1.5M |
| 4 | Manufacturers and Traders Trust Company(NY) | 20 | $1.1M |
| 5 | Wells Fargo Bank National Association(SD) | 18 | $6.7M |
Business to Business Electronic Markets Industry Context
Ready to Fund Your Business to Business Electronic Markets Business?
PeerSense places SBA loans for business to business electronic markets businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Business to Business Electronic Markets Businesses?
Across all SBA loan programs, 403 loans have been approved for businesses classified under NAICS 425110 (Business to Business Electronic Markets), representing $121.6M in total capital deployed. The average approved loan of $302K is 11% below avg the national SBA average of $340K, with typical repayment terms of 110 months.
SBA lending for business to business electronic markets has contracted approximately 91% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 117 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching business to business electronic markets business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Business to Business Electronic Markets SBA Loans
What is the average SBA loan size for business to business electronic markets businesses?
Which SBA loan program is best for a business to business electronic markets business?
How many lenders fund SBA loans for business to business electronic markets?
What states have the most SBA lending for business to business electronic markets?
How does PeerSense help business to business electronic markets businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Business to Business Electronic Markets defined by NAICS code 425110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.