How Much Can Brick, Stone, and Related Construction Material Wholesalers Businesses Get in SBA Loans?
151 SBA loans totaling $67.0M have been approved for brick, stone, and related construction material wholesalers businesses (NAICS 421320). The average approved SBA loan is $444K, which is 30% above avg the $340K national average. 76 active lenders fund this industry with a 3.1% default rate on the matured 2018-2021 loan cohort.
At 3.1%, Brick, Stone, and Related Construction Material Wholesalers sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421320 (Brick, Stone, and Related Construction Material Wholesalers) received 151 SBA loans worth $67.0M across 5+ states. Average loan $444K, average term 163 months, 3.1% default rate (resolved-loan basis).76 active SBA-approved lenders fund this industry. Most brick, stone, and related construction material wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Brick, Stone, and Related Construction Material Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Brick, Stone, and Related Construction Material Wholesalers?
The most widely used SBA program for brick, stone, and related construction material wholesalers businesses — flexible terms, multiple use cases
Where Are Brick, Stone, and Related Construction Material Wholesalers SBA Loans Most Common?
Top SBA Lenders for Brick, Stone, and Related Construction Material Wholesalers
These banks have funded the most SBA loans for brick, stone, and related construction material wholesalers businesses (NAICS 421320). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 11 | $2.9M |
| 2 | Wells Fargo Bank National Association(SD) | 9 | $1.7M |
| 3 | GE Capital Small Business Finance Corporation(TX) | 8 | $5.8M |
| 4 | U.S. Bank, National Association(OH) | 7 | $5.7M |
| 5 | California Statewide Certified(CA) | 7 | $4.6M |
Brick, Stone, and Related Construction Material Wholesalers Industry Context
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How Does SBA Lending Work for Brick, Stone, and Related Construction Material Wholesalers Businesses?
Across all SBA loan programs, 151 loans have been approved for businesses classified under NAICS 421320 (Brick, Stone, and Related Construction Material Wholesalers), representing $67.0M in total capital deployed. The average approved loan of $444K is 30% above avg the national SBA average of $340K, with typical repayment terms of 163 months.
SBA lending for brick, stone, and related construction material wholesalers has remained relatively stable across recent fiscal years. 76 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that brick, stone, and related construction material wholesalers businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching brick, stone, and related construction material wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Brick, Stone, and Related Construction Material Wholesalers SBA Loans
What is the average SBA loan size for brick, stone, and related construction material wholesalers businesses?
Which SBA loan program is best for a brick, stone, and related construction material wholesalers business?
How many lenders fund SBA loans for brick, stone, and related construction material wholesalers?
What states have the most SBA lending for brick, stone, and related construction material wholesalers?
How does PeerSense help brick, stone, and related construction material wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Brick, Stone, and Related Construction Material Wholesalers defined by NAICS code 421320. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.