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NAICS 323117ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Books Printing Businesses Get in SBA Loans?

282 SBA loans totaling $72.0M have been approved for books printing businesses (NAICS 323117). The average approved SBA loan is $255K, which is 25% below avg the $340K national average. 110 active lenders fund this industry with a 21.0% default rate on the matured 2018-2021 loan cohort.

Elevated default risk21.0% vs 15.4% all-industry avg

At 21.0%, Books Printing sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 323117 (Books Printing) received 282 SBA loans worth $72.0M across 5+ states. Average loan $255K, average term 100 months, 21.0% default rate (resolved-loan basis).110 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 385 U.S. establishments in this industry (Census 2022).

282
Total SBA Loans
$72.0M
Total Volume
$255K
Avg Loan Size
25% below avg
110
Active Lenders
100 mo
Avg Term
23% below avg
2,400
Jobs Supported

Is SBA Lending Growing for Books Printing?+40% growth

6
5
5
8
2
6
1
5
4
7
16
17
18
19
20
21
22
23
24
25
$1.3M
$1.1M
$1.8M
$1.0M
$1.2M
$3.3M
$1.3M
$1.3M
$1.0M
$6.0M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Books Printing Businesses Use Most?

SBA 7(a)260 (92%)
SBA 50422 (8%)

What Is the Best SBA Loan for Books Printing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $255K
Typical term: 100 months
Historical avg rate: 7.55%
110+ lenders active in this industry
Default rate (2018–21 matured cohort): 21.0%

Where Are Books Printing SBA Loans Most Common?

#1
CA
30 loans
$3.8M
#2
TX
26 loans
$2.9M
#3
NY
25 loans
$3.7M
#4
MN
18 loans
$8.5M
#5
FL
18 loans
$6.0M

Top SBA Lenders for Books Printing

These banks have funded the most SBA loans for books printing businesses (NAICS 323117). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1JPMorgan Chase Bank, National Association(OH)30$3.4M
2Bank of America, National Association(NC)28$2.4M
3Wells Fargo Bank National Association(SD)23$3.9M
4The Huntington National Bank(OH)9$945K
5Citizens Bank, National Association(RI)9$1.2M

Books Printing Industry Context

U.S. Establishments
385
U.S. Census Bureau · 2022
U.S. Employment
12,573,000
BLS · 2026
SBA Penetration
73.25%
SBA loans per establishment

Ready to Fund Your Books Printing Business?

PeerSense places SBA loans for books printing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Books Printing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Books Printing Businesses?

Across all SBA loan programs, 282 loans have been approved for businesses classified under NAICS 323117 (Books Printing), representing $72.0M in total capital deployed. The average approved loan of $255K is 25% below avg the national SBA average of $340K, with typical repayment terms of 100 months.

SBA lending for books printing is accelerating — loan volume has grown approximately 40% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2019.

The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Books Printing SBA Loans

What is the average SBA loan size for books printing businesses?
Based on 282 approved SBA loans, the average loan size for books printing (NAICS 323117) is $255K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a books printing business?
SBA 7(a) is the most commonly used SBA program for books printing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for books printing?
110 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the books printing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help books printing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the books printing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Books Printing defined by NAICS code 323117. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.