How Much Can Books Printing Businesses Get in SBA Loans?
282 SBA loans totaling $72.0M have been approved for books printing businesses (NAICS 323117). The average approved SBA loan is $255K, which is 25% below avg the $340K national average. 110 active lenders fund this industry with a 21.0% default rate on the matured 2018-2021 loan cohort.
At 21.0%, Books Printing sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 323117 (Books Printing) received 282 SBA loans worth $72.0M across 5+ states. Average loan $255K, average term 100 months, 21.0% default rate (resolved-loan basis).110 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 385 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Books Printing?+40% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Books Printing Businesses Use Most?
What Is the Best SBA Loan for Books Printing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Books Printing SBA Loans Most Common?
Top SBA Lenders for Books Printing
These banks have funded the most SBA loans for books printing businesses (NAICS 323117). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 30 | $3.4M |
| 2 | Bank of America, National Association(NC) | 28 | $2.4M |
| 3 | Wells Fargo Bank National Association(SD) | 23 | $3.9M |
| 4 | The Huntington National Bank(OH) | 9 | $945K |
| 5 | Citizens Bank, National Association(RI) | 9 | $1.2M |
Books Printing Industry Context
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How Does SBA Lending Work for Books Printing Businesses?
Across all SBA loan programs, 282 loans have been approved for businesses classified under NAICS 323117 (Books Printing), representing $72.0M in total capital deployed. The average approved loan of $255K is 25% below avg the national SBA average of $340K, with typical repayment terms of 100 months.
SBA lending for books printing is accelerating — loan volume has grown approximately 40% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2019.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Books Printing SBA Loans
What is the average SBA loan size for books printing businesses?
Which SBA loan program is best for a books printing business?
How many lenders fund SBA loans for books printing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help books printing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Books Printing defined by NAICS code 323117. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.