How Much Can Automobile and Other Motor Vehicle Wholesalers Businesses Get in SBA Loans?
517 SBA loans totaling $166.4M have been approved for automobile and other motor vehicle wholesalers businesses (NAICS 421110). The average approved SBA loan is $322K, which is 5% below avg the $340K national average. 218 active lenders fund this industry with a 9.0% default rate on the matured 2018-2021 loan cohort.
At 9.0%, Automobile and Other Motor Vehicle Wholesalers sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421110 (Automobile and Other Motor Vehicle Wholesalers) received 517 SBA loans worth $166.4M across 5+ states. Average loan $322K, average term 160 months, 9.0% default rate (resolved-loan basis).218 active SBA-approved lenders fund this industry. Most automobile and other motor vehicle wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Automobile and Other Motor Vehicle Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Automobile and Other Motor Vehicle Wholesalers?
The most widely used SBA program for automobile and other motor vehicle wholesalers businesses — flexible terms, multiple use cases
Where Are Automobile and Other Motor Vehicle Wholesalers SBA Loans Most Common?
Top SBA Lenders for Automobile and Other Motor Vehicle Wholesalers
These banks have funded the most SBA loans for automobile and other motor vehicle wholesalers businesses (NAICS 421110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 41 | $12.8M |
| 2 | Bank of America, National Association(NC) | 25 | $4.3M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 19 | $2.5M |
| 4 | PNC Bank, National Association(DE) | 13 | $4.4M |
| 5 | GE Capital Small Business Finance Corporation(TX) | 13 | $7.3M |
Automobile and Other Motor Vehicle Wholesalers Industry Context
Ready to Fund Your Automobile and Other Motor Vehicle Wholesalers Business?
PeerSense places SBA loans for automobile and other motor vehicle wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Automobile and Other Motor Vehicle Wholesalers Businesses?
Across all SBA loan programs, 517 loans have been approved for businesses classified under NAICS 421110 (Automobile and Other Motor Vehicle Wholesalers), representing $166.4M in total capital deployed. The average approved loan of $322K is 5% below avg the national SBA average of $340K, with typical repayment terms of 160 months.
SBA lending for automobile and other motor vehicle wholesalers has remained relatively stable across recent fiscal years. 218 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
Notably, 20% of SBA loans in this industry use the 504 program — well above the national average — indicating that automobile and other motor vehicle wholesalers businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching automobile and other motor vehicle wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Automobile and Other Motor Vehicle Wholesalers SBA Loans
What is the average SBA loan size for automobile and other motor vehicle wholesalers businesses?
Which SBA loan program is best for a automobile and other motor vehicle wholesalers business?
How many lenders fund SBA loans for automobile and other motor vehicle wholesalers?
What states have the most SBA lending for automobile and other motor vehicle wholesalers?
How does PeerSense help automobile and other motor vehicle wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Automobile and Other Motor Vehicle Wholesalers defined by NAICS code 421110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.