How Much Can Asphalt Paving Mixture and Block Manufacturing Businesses Get in SBA Loans?
338 SBA loans totaling $180.5M have been approved for asphalt paving mixture and block manufacturing businesses (NAICS 324121). The average approved SBA loan is $534K, which is 57% above avg the $340K national average. 153 active lenders fund this industry with a 12.4% default rate on the matured 2018-2021 loan cohort.
At 12.4%, Asphalt Paving Mixture and Block Manufacturing sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 324121 (Asphalt Paving Mixture and Block Manufacturing) received 338 SBA loans worth $180.5M across 5+ states. Average loan $534K, average term 118 months, 12.4% default rate (resolved loan basis).153 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 1,397 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Asphalt Paving Mixture and Block Manufacturing?-15% decline
FY2027 Manufacturing Fee Waivers Active
The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:
504 loans: all guaranty fees waived for manufacturing
7(a) loans of $700,000 or less: 0% upfront fee for manufacturers
Revolving credit line: manufacturers only, launched Oct 2025
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do Asphalt Paving Mixture and Block Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Asphalt Paving Mixture and Block Manufacturing?
Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027
Where Are Asphalt Paving Mixture and Block Manufacturing SBA Loans Most Common?
SBA Lending Activity in Asphalt Paving Mixture and Block Manufacturing
153 SBA lenders have funded 338 loans to asphalt paving mixture and block manufacturing businesses (NAICS 324121). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Asphalt Paving Mixture and Block Manufacturing Industry Context
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How Does SBA Lending Work for Asphalt Paving Mixture and Block Manufacturing Businesses?
Across all SBA loan programs, 338 loans have been approved for businesses classified under NAICS 324121 (Asphalt Paving Mixture and Block Manufacturing), representing $180.5M in total capital deployed. The average approved loan of $534K is 57% above avg the national SBA average of $340K, with typical repayment terms of 118 months.
SBA lending for asphalt paving mixture and block manufacturing has contracted approximately 15% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 153 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: Asphalt Paving Mixture and Block Manufacturing SBA Loans
What is the average SBA loan size for asphalt paving mixture and block manufacturing businesses?
Which SBA loan program is best for a asphalt paving mixture and block manufacturing business?
How many lenders fund SBA loans for asphalt paving mixture and block manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help asphalt paving mixture and block manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Asphalt Paving Mixture and Block Manufacturing defined by NAICS code 324121. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.