How Much Can All Other Special Trade Contractors Businesses Get in SBA Loans?
1,958 SBA loans totaling $375.1M have been approved for all other special trade contractors businesses (NAICS 235990). The average approved SBA loan is $192K, which is 44% below avg the $340K national average. 372 active lenders fund this industry with a 14.3% default rate on the matured 2018-2021 loan cohort.
At 14.3%, All Other Special Trade Contractors sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 235990 (All Other Special Trade Contractors) received 1,958 SBA loans worth $375.1M across 5+ states. Average loan $192K, average term 108 months, 14.3% default rate (resolved-loan basis).372 active SBA-approved lenders fund this industry. Most all other special trade contractors loans use the SBA 7(a) program. There are approximately 800,651 U.S. establishments in this industry (Census 2022).
Which SBA Program Do All Other Special Trade Contractors Businesses Use Most?
What Is the Best SBA Loan for All Other Special Trade Contractors?
The most widely used SBA program for all other special trade contractors businesses — flexible terms, multiple use cases
Where Are All Other Special Trade Contractors SBA Loans Most Common?
Top SBA Lenders for All Other Special Trade Contractors
These banks have funded the most SBA loans for all other special trade contractors businesses (NAICS 235990). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 198 | $15.0M |
| 2 | Wells Fargo Bank National Association(SD) | 144 | $27.4M |
| 3 | U.S. Bank, National Association(OH) | 117 | $25.7M |
| 4 | PNC Bank, National Association(DE) | 94 | $8.4M |
| 5 | Manufacturers and Traders Trust Company(NY) | 65 | $9.0M |
All Other Special Trade Contractors Industry Context
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How Does SBA Lending Work for All Other Special Trade Contractors Businesses?
Across all SBA loan programs, 1,958 loans have been approved for businesses classified under NAICS 235990 (All Other Special Trade Contractors), representing $375.1M in total capital deployed. The average approved loan of $192K is 44% below avg the national SBA average of $340K, with typical repayment terms of 108 months.
SBA lending for all other special trade contractors has remained relatively stable across recent fiscal years. 372 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching all other special trade contractors business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — All Other Special Trade Contractors SBA Loans
What is the average SBA loan size for all other special trade contractors businesses?
Which SBA loan program is best for a all other special trade contractors business?
How many lenders fund SBA loans for all other special trade contractors?
What states have the most SBA lending for all other special trade contractors?
How does PeerSense help all other special trade contractors businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). All Other Special Trade Contractors defined by NAICS code 235990. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.