How Much Can All Other Rubber Product Manufacturing Businesses Get in SBA Loans?
326 SBA loans totaling $216.4M have been approved for all other rubber product manufacturing businesses (NAICS 326299). The average approved SBA loan is $664K, which is 95% above avg the $340K national average. 122 active lenders fund this industry with a 14.8% default rate on the matured 2018-2021 loan cohort.
At 14.8%, All Other Rubber Product Manufacturing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 326299 (All Other Rubber Product Manufacturing) received 326 SBA loans worth $216.4M across 5+ states. Average loan $664K, average term 141 months, 14.8% default rate (resolved-loan basis).122 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 681 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for All Other Rubber Product Manufacturing?-33% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do All Other Rubber Product Manufacturing Businesses Use Most?
What Is the Best SBA Loan for All Other Rubber Product Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are All Other Rubber Product Manufacturing SBA Loans Most Common?
Top SBA Lenders for All Other Rubber Product Manufacturing
These banks have funded the most SBA loans for all other rubber product manufacturing businesses (NAICS 326299). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 17 | $842K |
| 2 | The Huntington National Bank(OH) | 17 | $17.2M |
| 3 | Wells Fargo Bank National Association(SD) | 15 | $5.8M |
| 4 | Small Business Growth Corporat(IL) | 10 | $10.8M |
| 5 | CDC Small Business Finance Cor(CA) | 10 | $13.3M |
All Other Rubber Product Manufacturing Industry Context
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How Does SBA Lending Work for All Other Rubber Product Manufacturing Businesses?
Across all SBA loan programs, 326 loans have been approved for businesses classified under NAICS 326299 (All Other Rubber Product Manufacturing), representing $216.4M in total capital deployed. The average approved loan of $664K is 95% above avg the national SBA average of $340K, with typical repayment terms of 141 months.
SBA lending for all other rubber product manufacturing has contracted approximately 33% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 122 lenders remain active, maintaining competitive options for qualified borrowers.
Notably, 25% of SBA loans in this industry use the 504 program — well above the national average — indicating that all other rubber product manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — All Other Rubber Product Manufacturing SBA Loans
What is the average SBA loan size for all other rubber product manufacturing businesses?
Which SBA loan program is best for a all other rubber product manufacturing business?
How many lenders fund SBA loans for all other rubber product manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help all other rubber product manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). All Other Rubber Product Manufacturing defined by NAICS code 326299. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.