How Much Can All Other Petroleum and Coal Products Manufacturing Businesses Get in SBA Loans?
64 SBA loans totaling $35.5M have been approved for all other petroleum and coal products manufacturing businesses (NAICS 324199). The average approved SBA loan is $554K, which is 63% above avg the $340K national average. 46 active lenders fund this industry.
NAICS 324199 (All Other Petroleum and Coal Products Manufacturing) received 64 SBA loans worth $35.5M across 5+ states. Average loan $554K, average term 130 months.46 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 77 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for All Other Petroleum and Coal Products Manufacturing?-67% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do All Other Petroleum and Coal Products Manufacturing Businesses Use Most?
What Is the Best SBA Loan for All Other Petroleum and Coal Products Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are All Other Petroleum and Coal Products Manufacturing SBA Loans Most Common?
Top SBA Lenders for All Other Petroleum and Coal Products Manufacturing
These banks have funded the most SBA loans for all other petroleum and coal products manufacturing businesses (NAICS 324199). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 4 | $1.2M |
| 2 | United Business Bank(CA) | 3 | $1.1M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 3 | $442K |
| 4 | Bank of America, National Association(NC) | 3 | $95K |
| 5 | Zions Bank, A Division of(UT) | 3 | $495K |
All Other Petroleum and Coal Products Manufacturing Industry Context
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How Does SBA Lending Work for All Other Petroleum and Coal Products Manufacturing Businesses?
Across all SBA loan programs, 64 loans have been approved for businesses classified under NAICS 324199 (All Other Petroleum and Coal Products Manufacturing), representing $35.5M in total capital deployed. The average approved loan of $554K is 63% above avg the national SBA average of $340K, with typical repayment terms of 130 months.
SBA lending for all other petroleum and coal products manufacturing has contracted approximately 67% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 46 lenders remain active, maintaining competitive options for qualified borrowers.
Notably, 25% of SBA loans in this industry use the 504 program — well above the national average — indicating that all other petroleum and coal products manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — All Other Petroleum and Coal Products Manufacturing SBA Loans
What is the average SBA loan size for all other petroleum and coal products manufacturing businesses?
Which SBA loan program is best for a all other petroleum and coal products manufacturing business?
How many lenders fund SBA loans for all other petroleum and coal products manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help all other petroleum and coal products manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). All Other Petroleum and Coal Products Manufacturing defined by NAICS code 324199. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.