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NAICS 324199ManufacturingFY2026 Fee Waivers

How Much Can All Other Petroleum and Coal Products Manufacturing Businesses Get in SBA Loans?

64 SBA loans totaling $35.5M have been approved for all other petroleum and coal products manufacturing businesses (NAICS 324199). The average approved SBA loan is $554K, which is 63% above avg the $340K national average. 46 active lenders fund this industry.

Quick Answer

NAICS 324199 (All Other Petroleum and Coal Products Manufacturing) received 64 SBA loans worth $35.5M across 5+ states. Average loan $554K, average term 130 months.46 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 77 U.S. establishments in this industry (Census 2022).

64
Total SBA Loans
$35.5M
Total Volume
$554K
Avg Loan Size
63% above avg
46
Active Lenders
130 mo
Avg Term
near national avg
728
Jobs Supported

Is SBA Lending Growing for All Other Petroleum and Coal Products Manufacturing?-67% decline

1
2
3
1
1
16
18
19
20
24
$675K
$3.8M
$5.4M
$379K
$133K

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do All Other Petroleum and Coal Products Manufacturing Businesses Use Most?

SBA 7(a)48 (75%)
SBA 50416 (25%)

What Is the Best SBA Loan for All Other Petroleum and Coal Products Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $554K
Typical term: 130 months
Historical avg rate: 7.21%
46+ lenders active in this industry

Where Are All Other Petroleum and Coal Products Manufacturing SBA Loans Most Common?

#1
CA
10 loans
$8.1M
#2
TX
5 loans
$1.1M
#3
NY
4 loans
$887K
#4
MO
4 loans
$3.2M
#5
AL
3 loans
$1.3M

Top SBA Lenders for All Other Petroleum and Coal Products Manufacturing

These banks have funded the most SBA loans for all other petroleum and coal products manufacturing businesses (NAICS 324199). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1U.S. Bank, National Association(OH)4$1.2M
2United Business Bank(CA)3$1.1M
3JPMorgan Chase Bank, National Association(OH)3$442K
4Bank of America, National Association(NC)3$95K
5Zions Bank, A Division of(UT)3$495K

All Other Petroleum and Coal Products Manufacturing Industry Context

U.S. Establishments
77
U.S. Census Bureau · 2022
SBA Penetration
83.12%
SBA loans per establishment

Ready to Fund Your All Other Petroleum and Coal Products Manufacturing Business?

PeerSense places SBA loans for all other petroleum and coal products manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a All Other Petroleum and Coal Products Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for All Other Petroleum and Coal Products Manufacturing Businesses?

Across all SBA loan programs, 64 loans have been approved for businesses classified under NAICS 324199 (All Other Petroleum and Coal Products Manufacturing), representing $35.5M in total capital deployed. The average approved loan of $554K is 63% above avg the national SBA average of $340K, with typical repayment terms of 130 months.

SBA lending for all other petroleum and coal products manufacturing has contracted approximately 67% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 46 lenders remain active, maintaining competitive options for qualified borrowers.

Notably, 25% of SBA loans in this industry use the 504 program — well above the national average — indicating that all other petroleum and coal products manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — All Other Petroleum and Coal Products Manufacturing SBA Loans

What is the average SBA loan size for all other petroleum and coal products manufacturing businesses?
Based on 64 approved SBA loans, the average loan size for all other petroleum and coal products manufacturing (NAICS 324199) is $554K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other petroleum and coal products manufacturing business?
SBA 504 is the most commonly used SBA program for all other petroleum and coal products manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other petroleum and coal products manufacturing?
46 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the all other petroleum and coal products manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help all other petroleum and coal products manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other petroleum and coal products manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). All Other Petroleum and Coal Products Manufacturing defined by NAICS code 324199. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.