How Much Can All Other Nondepository Credit Intermediation Businesses Get in SBA Loans?
309 SBA loans totaling $85.4M have been approved for all other nondepository credit intermediation businesses (NAICS 522298). The average approved SBA loan is $276K, which is 19% below avg the $340K national average. 131 active lenders fund this industry with a 14.5% default rate on the matured 2018-2021 loan cohort.
At 14.5%, All Other Nondepository Credit Intermediation sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 522298 (All Other Nondepository Credit Intermediation) received 309 SBA loans worth $85.4M across 5+ states. Average loan $276K, average term 137 months, 14.5% default rate (resolved-loan basis).131 active SBA-approved lenders fund this industry. Most all other nondepository credit intermediation loans use the SBA 7(a) program. There are approximately 9,726 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for All Other Nondepository Credit Intermediation?-90% decline
Which SBA Program Do All Other Nondepository Credit Intermediation Businesses Use Most?
What Is the Best SBA Loan for All Other Nondepository Credit Intermediation?
The most widely used SBA program for all other nondepository credit intermediation businesses — flexible terms, multiple use cases
Where Are All Other Nondepository Credit Intermediation SBA Loans Most Common?
Top SBA Lenders for All Other Nondepository Credit Intermediation
These banks have funded the most SBA loans for all other nondepository credit intermediation businesses (NAICS 522298). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 32 | $7.8M |
| 2 | U.S. Bank, National Association(OH) | 20 | $3.0M |
| 3 | Bank of Hope(CA) | 17 | $155K |
| 4 | Mortgage Capital Development C(CA) | 8 | $5.3M |
| 5 | VelocitySBA, LLC(TX) | 7 | $68K |
All Other Nondepository Credit Intermediation Industry Context
Ready to Fund Your All Other Nondepository Credit Intermediation Business?
PeerSense places SBA loans for all other nondepository credit intermediation businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for All Other Nondepository Credit Intermediation Businesses?
Across all SBA loan programs, 309 loans have been approved for businesses classified under NAICS 522298 (All Other Nondepository Credit Intermediation), representing $85.4M in total capital deployed. The average approved loan of $276K is 19% below avg the national SBA average of $340K, with typical repayment terms of 137 months.
SBA lending for all other nondepository credit intermediation has contracted approximately 90% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 131 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 18% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching all other nondepository credit intermediation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — All Other Nondepository Credit Intermediation SBA Loans
What is the average SBA loan size for all other nondepository credit intermediation businesses?
Which SBA loan program is best for a all other nondepository credit intermediation business?
How many lenders fund SBA loans for all other nondepository credit intermediation?
What states have the most SBA lending for all other nondepository credit intermediation?
How does PeerSense help all other nondepository credit intermediation businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). All Other Nondepository Credit Intermediation defined by NAICS code 522298. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.