How Much Can All Other Heavy Construction Businesses Get in SBA Loans?
229 SBA loans totaling $58.8M have been approved for all other heavy construction businesses (NAICS 234990). The average approved SBA loan is $257K, which is 25% below avg the $340K national average. 113 active lenders fund this industry with a 12.1% default rate on the matured 2018-2021 loan cohort.
At 12.1%, All Other Heavy Construction sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 234990 (All Other Heavy Construction) received 229 SBA loans worth $58.8M across 5+ states. Average loan $257K, average term 97 months, 12.1% default rate (resolved-loan basis).113 active SBA-approved lenders fund this industry. Most all other heavy construction loans use the SBA 7(a) program. There are approximately 800,651 U.S. establishments in this industry (Census 2022).
Which SBA Program Do All Other Heavy Construction Businesses Use Most?
What Is the Best SBA Loan for All Other Heavy Construction?
The most widely used SBA program for all other heavy construction businesses — flexible terms, multiple use cases
Where Are All Other Heavy Construction SBA Loans Most Common?
Top SBA Lenders for All Other Heavy Construction
These banks have funded the most SBA loans for all other heavy construction businesses (NAICS 234990). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 19 | $1.8M |
| 2 | Bank of America, National Association(NC) | 11 | $1.4M |
| 3 | Wells Fargo Bank National Association(SD) | 9 | $1.3M |
| 4 | Columbia Bank(OR) | 8 | $3.7M |
| 5 | GE Capital Small Business Finance Corporation(TX) | 8 | $8.1M |
All Other Heavy Construction Industry Context
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PeerSense places SBA loans for all other heavy construction businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for All Other Heavy Construction Businesses?
Across all SBA loan programs, 229 loans have been approved for businesses classified under NAICS 234990 (All Other Heavy Construction), representing $58.8M in total capital deployed. The average approved loan of $257K is 25% below avg the national SBA average of $340K, with typical repayment terms of 97 months.
SBA lending for all other heavy construction has remained relatively stable across recent fiscal years. 113 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching all other heavy construction business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — All Other Heavy Construction SBA Loans
What is the average SBA loan size for all other heavy construction businesses?
Which SBA loan program is best for a all other heavy construction business?
How many lenders fund SBA loans for all other heavy construction?
What states have the most SBA lending for all other heavy construction?
How does PeerSense help all other heavy construction businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). All Other Heavy Construction defined by NAICS code 234990. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.