How Much Can Window Treatment Stores Businesses Get in SBA Loans?
876 SBA loans totaling $150.2M have been approved for window treatment stores businesses (NAICS 442291). The average approved SBA loan is $172K, which is 50% below avg the $340K national average. 181 active lenders fund this industry with a 25.4% default rate on the matured 2018-2021 loan cohort.
At 25.4%, Window Treatment Stores sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 442291 (Window Treatment Stores) received 876 SBA loans worth $150.2M across 5+ states. Average loan $172K, average term 101 months, 25.4% default rate (resolved-loan basis).181 active SBA-approved lenders fund this industry. Most window treatment stores loans use the SBA 7(a) program. There are approximately 2,170 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Window Treatment Stores?-81% decline
Which SBA Program Do Window Treatment Stores Businesses Use Most?
What Is the Best SBA Loan for Window Treatment Stores?
The most widely used SBA program for window treatment stores businesses — flexible terms, multiple use cases
Where Are Window Treatment Stores SBA Loans Most Common?
Top SBA Lenders for Window Treatment Stores
These banks have funded the most SBA loans for window treatment stores businesses (NAICS 442291). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | United Midwest Savings Bank National Association(OH) | 86 | $12.2M |
| 2 | Bank of America, National Association(NC) | 68 | $2.0M |
| 3 | Wells Fargo Bank National Association(SD) | 64 | $15.7M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 47 | $4.8M |
| 5 | Bank of Hope(CA) | 46 | $1.2M |
Window Treatment Stores Industry Context
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How Does SBA Lending Work for Window Treatment Stores Businesses?
Across all SBA loan programs, 876 loans have been approved for businesses classified under NAICS 442291 (Window Treatment Stores), representing $150.2M in total capital deployed. The average approved loan of $172K is 50% below avg the national SBA average of $340K, with typical repayment terms of 101 months.
SBA lending for window treatment stores has contracted approximately 81% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 181 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for window treatment stores uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching window treatment stores business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Window Treatment Stores SBA Loans
What is the average SBA loan size for window treatment stores businesses?
Which SBA loan program is best for a window treatment stores business?
How many lenders fund SBA loans for window treatment stores?
What states have the most SBA lending for window treatment stores?
How does PeerSense help window treatment stores businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Window Treatment Stores defined by NAICS code 442291. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.