How Much Can Gasoline Stations with Convenience Stores Businesses Get in SBA Loans?
22,132 SBA loans totaling $16.6B have been approved for gasoline stations with convenience stores businesses (NAICS 447110). The average approved SBA loan is $752K, which is 121% above avg the $340K national average. 1273 active lenders fund this industry with a 14.9% default rate on the matured 2018-2021 loan cohort.
At 14.9%, Gasoline Stations with Convenience Stores sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 447110 (Gasoline Stations with Convenience Stores) received 22,132 SBA loans worth $16.6B across 5+ states. Average loan $752K, average term 217 months, 14.9% default rate (resolved loan basis).1273 active SBA approved lenders fund this industry. Most gasoline stations with convenience stores loans use the SBA 504 program. There are approximately 96,486 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Gasoline Stations with Convenience Stores?-60% decline
Which SBA Program Do Gasoline Stations with Convenience Stores Businesses Use Most?
What Is the Best SBA Loan for Gasoline Stations with Convenience Stores?
15% of gasoline stations with convenience stores loans use this program, ideal for real estate and major equipment purchases
Where Are Gasoline Stations with Convenience Stores SBA Loans Most Common?
SBA Lending Activity in Gasoline Stations with Convenience Stores
1,273 SBA lenders have funded 22,132 loans to gasoline stations with convenience stores businesses (NAICS 447110). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Gasoline Stations with Convenience Stores Industry Context
Talk to PeerSense
PeerSense sources capital for gasoline stations with convenience stores businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Gasoline Stations with Convenience Stores business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Gasoline Stations with Convenience Stores Businesses?
Across all SBA loan programs, 22,132 loans have been approved for businesses classified under NAICS 447110 (Gasoline Stations with Convenience Stores), representing $16.6B in total capital deployed. The average approved loan of $752K is 121% above avg the national SBA average of $340K, with typical repayment terms of 217 months.
SBA lending for gasoline stations with convenience stores has contracted approximately 60% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 1273 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a gasoline stations with convenience stores file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Gasoline Stations with Convenience Stores SBA Loans
What is the average SBA loan size for gasoline stations with convenience stores businesses?
Which SBA loan program is best for a gasoline stations with convenience stores business?
How many lenders fund SBA loans for gasoline stations with convenience stores?
What states have the most SBA lending for gasoline stations with convenience stores?
How does PeerSense help gasoline stations with convenience stores businesses get SBA loans?
Related Retail Trade Industries
Beer, Wine, and Liquor Stores
Supermarkets and Other Grocery (except Convenience) Stores
Convenience Stores
Used Car Dealers
Pharmacies and Drug Stores
Automotive Parts and Accessories Stores
Data aggregated from SBA loan records (1992 to 2025). Gasoline Stations with Convenience Stores defined by NAICS code 447110. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.