22,132 SBA loans totaling $16.6B have been approved for gasoline stations with convenience stores businesses (NAICS 447110). The average approved SBA loan is $752K, which is 121% above avg the $340K national average. 1273 active lenders fund this industry with a 10.4% historical default rate.
15% of gasoline stations with convenience stores loans use this program — ideal for real estate and major equipment purchases
PeerSense places SBA loans for gasoline stations with convenience stores businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Across all SBA loan programs, 22,132 loans have been approved for businesses classified under NAICS 447110 (Gasoline Stations with Convenience Stores), representing $16.6B in total capital deployed. The average approved loan of $752K is 121% above avg the national SBA average of $340K, with typical repayment terms of 217 months.
SBA lending for gasoline stations with convenience stores has contracted approximately 60% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 1273 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching gasoline stations with convenience stores business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Beer, Wine, and Liquor Stores
Supermarkets and Other Grocery (except Convenience) Stores
Convenience Stores
Used Car Dealers
Pharmacies and Drug Stores
Automotive Parts and Accessories Stores
Data aggregated from SBA loan records (1992–2025). Gasoline Stations with Convenience Stores defined by NAICS code 447110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.