How Much Can Tire Dealers Businesses Get in SBA Loans?
2,217 SBA loans totaling $852.1M have been approved for tire dealers businesses (NAICS 441320). The average approved SBA loan is $384K, which is 13% above avg the $340K national average. 484 active lenders fund this industry with a 14.6% default rate on the matured 2018-2021 loan cohort.
At 14.6%, Tire Dealers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 441320 (Tire Dealers) received 2,217 SBA loans worth $852.1M across 5+ states. Average loan $384K, average term 155 months, 14.6% default rate (resolved-loan basis).484 active SBA-approved lenders fund this industry. Most tire dealers loans use the SBA 7(a) program.
Is SBA Lending Growing for Tire Dealers?-50% decline
Which SBA Program Do Tire Dealers Businesses Use Most?
What Is the Best SBA Loan for Tire Dealers?
The most widely used SBA program for tire dealers businesses — flexible terms, multiple use cases
Where Are Tire Dealers SBA Loans Most Common?
Top SBA Lenders for Tire Dealers
These banks have funded the most SBA loans for tire dealers businesses (NAICS 441320). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 151 | $59.2M |
| 2 | Bank of America, National Association(NC) | 88 | $9.2M |
| 3 | U.S. Bank, National Association(OH) | 74 | $35.9M |
| 4 | PNC Bank, National Association(DE) | 57 | $7.0M |
| 5 | Readycap Lending, LLC(NJ) | 50 | $44.3M |
Ready to Fund Your Tire Dealers Business?
PeerSense places SBA loans for tire dealers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Tire Dealers Businesses?
Across all SBA loan programs, 2,217 loans have been approved for businesses classified under NAICS 441320 (Tire Dealers), representing $852.1M in total capital deployed. The average approved loan of $384K is 13% above avg the national SBA average of $340K, with typical repayment terms of 155 months.
SBA lending for tire dealers has contracted approximately 50% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 484 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 18% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching tire dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Tire Dealers SBA Loans
What is the average SBA loan size for tire dealers businesses?
Which SBA loan program is best for a tire dealers business?
How many lenders fund SBA loans for tire dealers?
What states have the most SBA lending for tire dealers?
How does PeerSense help tire dealers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Tire Dealers defined by NAICS code 441320. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.