How Much Can Textile and Fabric Finishing (except Broadwoven Fabric) Mills Businesses Get in SBA Loans?
218 SBA loans totaling $62.6M have been approved for textile and fabric finishing (except broadwoven fabric) mills businesses (NAICS 313312). The average approved SBA loan is $287K, which is 16% below avg the $340K national average. 80 active lenders fund this industry with a 25.1% default rate on the matured 2018-2021 loan cohort.
At 25.1%, Textile and Fabric Finishing (except Broadwoven Fabric) Mills sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 313312 (Textile and Fabric Finishing (except Broadwoven Fabric) Mills) received 218 SBA loans worth $62.6M across 5+ states. Average loan $287K, average term 104 months, 25.1% default rate (resolved-loan basis).80 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Textile and Fabric Finishing (except Broadwoven Fabric) Mills Businesses Use Most?
What Is the Best SBA Loan for Textile and Fabric Finishing (except Broadwoven Fabric) Mills?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Textile and Fabric Finishing (except Broadwoven Fabric) Mills SBA Loans Most Common?
Top SBA Lenders for Textile and Fabric Finishing (except Broadwoven Fabric) Mills
These banks have funded the most SBA loans for textile and fabric finishing (except broadwoven fabric) mills businesses (NAICS 313312). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of Hope(CA) | 23 | $4.3M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 20 | $2.6M |
| 3 | Bank of America, National Association(NC) | 16 | $735K |
| 4 | Hanmi Bank(CA) | 14 | $1.5M |
| 5 | Citizens Bank, National Association(RI) | 10 | $263K |
Ready to Fund Your Textile and Fabric Finishing (except Broadwoven Fabric) Mills Business?
PeerSense places SBA loans for textile and fabric finishing (except broadwoven fabric) mills businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Textile and Fabric Finishing (except Broadwoven Fabric) Mills business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Textile and Fabric Finishing (except Broadwoven Fabric) Mills Businesses?
Across all SBA loan programs, 218 loans have been approved for businesses classified under NAICS 313312 (Textile and Fabric Finishing (except Broadwoven Fabric) Mills), representing $62.6M in total capital deployed. The average approved loan of $287K is 16% below avg the national SBA average of $340K, with typical repayment terms of 104 months.
SBA lending for textile and fabric finishing (except broadwoven fabric) mills has remained relatively stable across recent fiscal years. 80 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Textile and Fabric Finishing (except Broadwoven Fabric) Mills SBA Loans
What is the average SBA loan size for textile and fabric finishing (except broadwoven fabric) mills businesses?
Which SBA loan program is best for a textile and fabric finishing (except broadwoven fabric) mills business?
How many lenders fund SBA loans for textile and fabric finishing (except broadwoven fabric) mills?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help textile and fabric finishing (except broadwoven fabric) mills businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). Textile and Fabric Finishing (except Broadwoven Fabric) Mills defined by NAICS code 313312. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.