How Much Can All Other Miscellaneous Food Manufacturing Businesses Get in SBA Loans?
1,481 SBA loans totaling $939.5M have been approved for all other miscellaneous food manufacturing businesses (NAICS 311999). The average approved SBA loan is $634K, which is 86% above avg the $340K national average. 342 active lenders fund this industry with a 10.1% historical default rate.
NAICS 311999 (All Other Miscellaneous Food Manufacturing) received 1,481 SBA loans worth $939.5M across 5+ states. Average loan $634K, average term 139 months, default rate 10.1%.342 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 860 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for All Other Miscellaneous Food Manufacturing?+15% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do All Other Miscellaneous Food Manufacturing Businesses Use Most?
What Is the Best SBA Loan for All Other Miscellaneous Food Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are All Other Miscellaneous Food Manufacturing SBA Loans Most Common?
Top SBA Lenders for All Other Miscellaneous Food Manufacturing
These banks have funded the most SBA loans for all other miscellaneous food manufacturing businesses (NAICS 311999). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 79 | $25.4M |
| 2 | Bank of America, National Association(NC) | 64 | $2.6M |
| 3 | U.S. Bank, National Association(OH) | 38 | $9.8M |
| 4 | PNC Bank, National Association(DE) | 37 | $8.4M |
| 5 | The Huntington National Bank(OH) | 36 | $13.8M |
All Other Miscellaneous Food Manufacturing Industry Context
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Retainers
Down with SBA 7(a)
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How Does SBA Lending Work for All Other Miscellaneous Food Manufacturing Businesses?
Across all SBA loan programs, 1,481 loans have been approved for businesses classified under NAICS 311999 (All Other Miscellaneous Food Manufacturing), representing $939.5M in total capital deployed. The average approved loan of $634K is 86% above avg the national SBA average of $340K, with typical repayment terms of 139 months.
SBA lending for all other miscellaneous food manufacturing is accelerating — loan volume has grown approximately 15% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that all other miscellaneous food manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — All Other Miscellaneous Food Manufacturing SBA Loans
What is the average SBA loan size for all other miscellaneous food manufacturing businesses?
Which SBA loan program is best for a all other miscellaneous food manufacturing business?
How many lenders fund SBA loans for all other miscellaneous food manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help all other miscellaneous food manufacturing businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). All Other Miscellaneous Food Manufacturing defined by NAICS code 311999. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.