Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 311999ManufacturingFY2026 Fee WaiversLending Growing

How Much Can All Other Miscellaneous Food Manufacturing Businesses Get in SBA Loans?

1,481 SBA loans totaling $939.5M have been approved for all other miscellaneous food manufacturing businesses (NAICS 311999). The average approved SBA loan is $634K, which is 86% above avg the $340K national average. 342 active lenders fund this industry with a 10.1% historical default rate.

Quick Answer

NAICS 311999 (All Other Miscellaneous Food Manufacturing) received 1,481 SBA loans worth $939.5M across 5+ states. Average loan $634K, average term 139 months, default rate 10.1%.342 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 860 U.S. establishments in this industry (Census 2022).

1,481
Total SBA Loans
$939.5M
Total Volume
$634K
Avg Loan Size
86% above avg
342
Active Lenders
139 mo
Avg Term
7% above avg
24,093
Jobs Supported

Is SBA Lending Growing for All Other Miscellaneous Food Manufacturing?+15% growth

68
78
56
50
42
59
51
48
66
55
16
17
18
19
20
21
22
23
24
25
$59.3M
$64.4M
$49.0M
$32.1M
$37.8M
$76.5M
$47.5M
$36.4M
$45.8M
$39.6M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do All Other Miscellaneous Food Manufacturing Businesses Use Most?

SBA 7(a)1,166 (79%)
SBA 504315 (21%)

What Is the Best SBA Loan for All Other Miscellaneous Food Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $634K
Typical term: 139 months
Historical avg rate: 7.22%
342+ lenders active in this industry
Historical default rate: 10.1%

Where Are All Other Miscellaneous Food Manufacturing SBA Loans Most Common?

#1
CA
309 loans
$223.3M
#2
NY
107 loans
$43.1M
#3
TX
98 loans
$60.1M
#4
FL
71 loans
$35.7M
#5
IL
61 loans
$69.5M

Top SBA Lenders for All Other Miscellaneous Food Manufacturing

These banks have funded the most SBA loans for all other miscellaneous food manufacturing businesses (NAICS 311999). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)79$25.4M
2Bank of America, National Association(NC)64$2.6M
3U.S. Bank, National Association(OH)38$9.8M
4PNC Bank, National Association(DE)37$8.4M
5The Huntington National Bank(OH)36$13.8M

All Other Miscellaneous Food Manufacturing Industry Context

U.S. Establishments
860
U.S. Census Bureau · 2022
SBA Penetration
172.21%
SBA loans per establishment

Ready to Fund Your All Other Miscellaneous Food Manufacturing Business?

PeerSense places SBA loans for all other miscellaneous food manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for All Other Miscellaneous Food Manufacturing Businesses?

Across all SBA loan programs, 1,481 loans have been approved for businesses classified under NAICS 311999 (All Other Miscellaneous Food Manufacturing), representing $939.5M in total capital deployed. The average approved loan of $634K is 86% above avg the national SBA average of $340K, with typical repayment terms of 139 months.

SBA lending for all other miscellaneous food manufacturing is accelerating — loan volume has grown approximately 15% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.

Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that all other miscellaneous food manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — All Other Miscellaneous Food Manufacturing SBA Loans

What is the average SBA loan size for all other miscellaneous food manufacturing businesses?
Based on 1,481 approved SBA loans, the average loan size for all other miscellaneous food manufacturing (NAICS 311999) is $634K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other miscellaneous food manufacturing business?
SBA 504 is the most commonly used SBA program for all other miscellaneous food manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other miscellaneous food manufacturing?
342 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the all other miscellaneous food manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help all other miscellaneous food manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other miscellaneous food manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). All Other Miscellaneous Food Manufacturing defined by NAICS code 311999. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.