How Much Can Sound Recording Studios Businesses Get in SBA Loans?
721 SBA loans totaling $180.9M have been approved for sound recording studios businesses (NAICS 512240). The average approved SBA loan is $251K, which is 26% below avg the $340K national average. 192 active lenders fund this industry with a 22.7% default rate on the matured 2018-2021 loan cohort.
At 22.7%, Sound Recording Studios sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 512240 (Sound Recording Studios) received 721 SBA loans worth $180.9M across 5+ states. Average loan $251K, average term 127 months, 22.7% default rate (resolved-loan basis).192 active SBA-approved lenders fund this industry. Most sound recording studios loans use the SBA 7(a) program. There are approximately 2,117 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Sound Recording Studios?-32% decline
Which SBA Program Do Sound Recording Studios Businesses Use Most?
What Is the Best SBA Loan for Sound Recording Studios?
The most widely used SBA program for sound recording studios businesses — flexible terms, multiple use cases
Where Are Sound Recording Studios SBA Loans Most Common?
Top SBA Lenders for Sound Recording Studios
These banks have funded the most SBA loans for sound recording studios businesses (NAICS 512240). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 78 | $3.4M |
| 2 | Wells Fargo Bank National Association(SD) | 52 | $7.9M |
| 3 | U.S. Bank, National Association(OH) | 44 | $14.4M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 40 | $10.9M |
| 5 | Citizens Bank, National Association(RI) | 30 | $1.5M |
Sound Recording Studios Industry Context
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How Does SBA Lending Work for Sound Recording Studios Businesses?
Across all SBA loan programs, 721 loans have been approved for businesses classified under NAICS 512240 (Sound Recording Studios), representing $180.9M in total capital deployed. The average approved loan of $251K is 26% below avg the national SBA average of $340K, with typical repayment terms of 127 months.
SBA lending for sound recording studios has contracted approximately 32% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 192 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching sound recording studios business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Sound Recording Studios SBA Loans
What is the average SBA loan size for sound recording studios businesses?
Which SBA loan program is best for a sound recording studios business?
How many lenders fund SBA loans for sound recording studios?
What states have the most SBA lending for sound recording studios?
How does PeerSense help sound recording studios businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Sound Recording Studios defined by NAICS code 512240. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.