1,359 SBA loans totaling $392.1M have been approved for software publishers businesses (NAICS 511210). The average approved SBA loan is $289K, which is 15% below avg the $340K national average. 267 active lenders fund this industry with a 10.1% historical default rate.
The most widely used SBA program for software publishers businesses — flexible terms, multiple use cases
PeerSense places SBA loans for software publishers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
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Across all SBA loan programs, 1,359 loans have been approved for businesses classified under NAICS 511210 (Software Publishers), representing $392.1M in total capital deployed. The average approved loan of $289K is 15% below avg the national SBA average of $340K, with typical repayment terms of 99 months.
SBA lending for software publishers has contracted approximately 83% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 267 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching software publishers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Motion Picture and Video Production
Data Processing, Hosting, and Related Services
Periodical Publishers
Motion Picture Theaters (except Drive-Ins)
Newspaper Publishers
All Other Information Services
Data aggregated from SBA loan records (1992–2025). Software Publishers defined by NAICS code 511210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.