What is the SBA loan default rate for Motion Picture Theaters (except Drive-Ins)?

At 15.3%, Motion Picture Theaters (except Drive-Ins) sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. The rate is measured on the resolved loans (paid in full or charged off), loans that have reached a final outcome. 332 lenders actively fund this industry.

Which SBA program is best for Motion Picture Theaters (except Drive-Ins)?

The SBA 7(a) program is the most commonly used for Motion Picture Theaters (except Drive-Ins) businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 512131Information & TechnologyLending Growing

How Much Can Motion Picture Theaters (except Drive-Ins) Businesses Get in SBA Loans?

Name: Motion Picture Theaters (except Drive-Ins) SBA Loan Performance Data (NAICS 512131)
Creator: PeerSense
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899 SBA loans totaling $602.3M have been approved for motion picture theaters (except drive-ins) businesses (NAICS 512131). The average approved SBA loan is $670K, which is 97% above avg the $340K national average. 332 active lenders fund this industry with a 15.3% default rate on the matured 2018-2021 loan cohort.

Moderate default risk15.3% vs 15.4% all-industry avg

At 15.3%, Motion Picture Theaters (except Drive-Ins) sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 512131 (Motion Picture Theaters (except Drive-Ins)) received 899 SBA loans worth $602.3M across 5+ states. Average loan $670K, average term 170 months, 15.3% default rate (resolved-loan basis).332 active SBA-approved lenders fund this industry. Most motion picture theaters (except drive-ins) loans use the SBA 504 program. There are approximately 4,158 U.S. establishments in this industry (Census 2022).

899

Total SBA Loans

$602.3M

Total Volume

$670K

Avg Loan Size

97% above avg

332

Active Lenders

170 mo

Avg Term

31% above avg

15,243

Jobs Supported

Is SBA Lending Growing for Motion Picture Theaters (except Drive-Ins)?+350% growth

$36.4M

$27.9M

$30.8M

$20.1M

$5.4M

$7.0M

$11.6M

$2.6M

$12.4M

$14.8M

Which SBA Program Do Motion Picture Theaters (except Drive-Ins) Businesses Use Most?

SBA 7(a)627 (70%)

SBA 504272 (30%)

What Is the Best SBA Loan for Motion Picture Theaters (except Drive-Ins)?

SBA 504

30% of motion picture theaters (except drive-ins) loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $670K

Typical term: 170 months

Historical avg rate: 6.60%

332+ lenders active in this industry

Default rate (2018–21 matured cohort): 15.3%

Where Are Motion Picture Theaters (except Drive-Ins) SBA Loans Most Common?

71 loans

$55.3M

65 loans

$85.8M

48 loans

$15.6M

47 loans

$25.5M

46 loans

$23.3M

Top SBA Lenders for Motion Picture Theaters (except Drive-Ins)

These banks have funded the most SBA loans for motion picture theaters (except drive-ins) businesses (NAICS 512131). PeerSense routes deals to lenders with proven appetite in your industry.

#	Lender	Loans	Volume
1	U.S. Bank, National Association(OH)	26	$14.6M
2	Wells Fargo Bank National Association(SD)	25	$9.2M
3	The Huntington National Bank(OH)	22	$11.6M
4	Mountain West Small Business F(UT)	21	$13.3M
5	Zions Bank, A Division of(UT)	19	$6.6M

Browse all SBA lenders Best SBA lenders 2026

Motion Picture Theaters (except Drive-Ins) Industry Context

U.S. Establishments

4,158

U.S. Census Bureau · 2022

U.S. Employment

2,812,000

BLS · 2026

SBA Penetration

21.62%

SBA loans per establishment

Ready to Fund Your Motion Picture Theaters (except Drive-Ins) Business?

PeerSense places SBA loans for motion picture theaters (except drive-ins) businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Find My Loan Program Schedule Free Consultation

Financing a Motion Picture Theaters (except Drive-Ins) business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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How Does SBA Lending Work for Motion Picture Theaters (except Drive-Ins) Businesses?

Across all SBA loan programs, 899 loans have been approved for businesses classified under NAICS 512131 (Motion Picture Theaters (except Drive-Ins)), representing $602.3M in total capital deployed. The average approved loan of $670K is 97% above avg the national SBA average of $340K, with typical repayment terms of 170 months.

SBA lending for motion picture theaters (except drive-ins) is accelerating — loan volume has grown approximately 350% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.

Notably, 30% of SBA loans in this industry use the 504 program — well above the national average — indicating that motion picture theaters (except drive-ins) businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching motion picture theaters (except drive-ins) business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

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Frequently Asked Questions — Motion Picture Theaters (except Drive-Ins) SBA Loans

What is the average SBA loan size for motion picture theaters (except drive-ins) businesses?

Based on 899 approved SBA loans, the average loan size for motion picture theaters (except drive-ins) (NAICS 512131) is $670K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a motion picture theaters (except drive-ins) business?

SBA 504 is the most commonly used SBA program for motion picture theaters (except drive-ins) businesses. 30% of motion picture theaters (except drive-ins) loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for motion picture theaters (except drive-ins)?

332 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the motion picture theaters (except drive-ins) sector.

What states have the most SBA lending for motion picture theaters (except drive-ins)?

CA leads with 71 SBA loans and $55.3M in total volume for motion picture theaters (except drive-ins) businesses. TX, MN, WI also show strong lending activity in this sector.

How does PeerSense help motion picture theaters (except drive-ins) businesses get SBA loans?

PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the motion picture theaters (except drive-ins) industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

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Data aggregated from SBA loan records (1992–2025). Motion Picture Theaters (except Drive-Ins) defined by NAICS code 512131. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.