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NAICS 721211Accommodation & Food Services

How Much Can RV (Recreational Vehicle) Parks and Campgrounds Businesses Get in SBA Loans?

2,286 SBA loans totaling $1.7B have been approved for rv (recreational vehicle) parks and campgrounds businesses (NAICS 721211). The average approved SBA loan is $736K, which is 116% above avg the $340K national average. 579 active lenders fund this industry with a 6.1% default rate on the matured 2018-2021 loan cohort.

Low default risk6.1% vs 15.4% all-industry avg

At 6.1%, RV (Recreational Vehicle) Parks and Campgrounds sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 721211 (RV (Recreational Vehicle) Parks and Campgrounds) received 2,286 SBA loans worth $1.7B across 5+ states. Average loan $736K, average term 231 months, 6.1% default rate (resolved-loan basis).579 active SBA-approved lenders fund this industry. Most rv (recreational vehicle) parks and campgrounds loans use the SBA 504 program.

2,286
Total SBA Loans
$1.7B
Total Volume
$736K
Avg Loan Size
116% above avg
579
Active Lenders
231 mo
Avg Term
78% above avg
13,314
Jobs Supported

Is SBA Lending Growing for RV (Recreational Vehicle) Parks and Campgrounds?

74
64
74
62
92
148
109
96
87
103
16
17
18
19
20
21
22
23
24
25
$55.9M
$68.5M
$62.1M
$70.5M
$83.6M
$148.4M
$111.0M
$148.9M
$119.4M
$147.9M

Which SBA Program Do RV (Recreational Vehicle) Parks and Campgrounds Businesses Use Most?

SBA 7(a)1,782 (78%)
SBA 504504 (22%)

What Is the Best SBA Loan for RV (Recreational Vehicle) Parks and Campgrounds?

SBA 504

22% of rv (recreational vehicle) parks and campgrounds loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $736K
Typical term: 231 months
Historical avg rate: 6.63%
579+ lenders active in this industry
Default rate (2018–21 matured cohort): 6.1%

Where Are RV (Recreational Vehicle) Parks and Campgrounds SBA Loans Most Common?

#1
TX
266 loans
$287.8M
#2
CA
162 loans
$147.1M
#3
NY
139 loans
$55.4M
#4
MN
127 loans
$57.7M
#5
WI
121 loans
$84.4M

Top SBA Lenders for RV (Recreational Vehicle) Parks and Campgrounds

These banks have funded the most SBA loans for rv (recreational vehicle) parks and campgrounds businesses (NAICS 721211). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)91$41.3M
2Minnesota Business Finance Cor(MN)66$34.1M
3The Huntington National Bank(OH)48$28.5M
4Live Oak Banking Company(NC)48$133.7M
5Columbia Bank(OR)46$29.9M

Ready to Fund Your RV (Recreational Vehicle) Parks and Campgrounds Business?

PeerSense places SBA loans for rv (recreational vehicle) parks and campgrounds businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a RV (Recreational Vehicle) Parks and Campgrounds business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for RV (Recreational Vehicle) Parks and Campgrounds Businesses?

Across all SBA loan programs, 2,286 loans have been approved for businesses classified under NAICS 721211 (RV (Recreational Vehicle) Parks and Campgrounds), representing $1.7B in total capital deployed. The average approved loan of $736K is 116% above avg the national SBA average of $340K, with typical repayment terms of 231 months.

SBA lending for rv (recreational vehicle) parks and campgrounds has remained relatively stable across recent fiscal years. 579 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

Notably, 22% of SBA loans in this industry use the 504 program — well above the national average — indicating that rv (recreational vehicle) parks and campgrounds businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching rv (recreational vehicle) parks and campgrounds business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — RV (Recreational Vehicle) Parks and Campgrounds SBA Loans

What is the average SBA loan size for rv (recreational vehicle) parks and campgrounds businesses?
Based on 2,286 approved SBA loans, the average loan size for rv (recreational vehicle) parks and campgrounds (NAICS 721211) is $736K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a rv (recreational vehicle) parks and campgrounds business?
SBA 504 is the most commonly used SBA program for rv (recreational vehicle) parks and campgrounds businesses. 22% of rv (recreational vehicle) parks and campgrounds loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for rv (recreational vehicle) parks and campgrounds?
579 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the rv (recreational vehicle) parks and campgrounds sector.
What states have the most SBA lending for rv (recreational vehicle) parks and campgrounds?
TX leads with 266 SBA loans and $287.8M in total volume for rv (recreational vehicle) parks and campgrounds businesses. CA, NY, MN also show strong lending activity in this sector.
How does PeerSense help rv (recreational vehicle) parks and campgrounds businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the rv (recreational vehicle) parks and campgrounds industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). RV (Recreational Vehicle) Parks and Campgrounds defined by NAICS code 721211. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.